Blue Cash Everyday: A “Meh” Cashback Option
00:00:00.000 | The first cashback card is the Blue Cash Everyday card.
00:00:02.520 | It's a zero annual fee card.
00:00:04.140 | It earns 3% back on groceries,
00:00:05.780 | 3% back on online retail, and 3% back on gas.
00:00:09.180 | Each of those individual categories
00:00:10.660 | is only on the first $6,000 a year.
00:00:12.920 | And then after that, it is a 1% card.
00:00:15.000 | The signup bonus right now is $200
00:00:16.520 | on 2,000 spend in six months.
00:00:18.500 | There's a 0% intro APR for 12 months.
00:00:21.100 | That signup bonus hasn't been higher since 2022.
00:00:23.340 | And there aren't a lot of perks on this card.
00:00:25.660 | $7 a month towards your Disney bundle.
00:00:27.720 | And it also has a 2.7% foreign transaction fee.
00:00:30.720 | Given that there are cards out there
00:00:32.320 | that like the Robinhood card that are 3% on everything,
00:00:34.960 | and there are plenty of cards that are going to reward you
00:00:37.400 | 3X points or 3% back or more on groceries and gas.
00:00:41.280 | And the online retail category is only up to $6,000 a year.
00:00:45.500 | So are the others.
00:00:46.100 | This card is not that exciting to me.
00:00:48.320 | Yes, it's a no annual fee card,
00:00:49.900 | but you're not getting access to membership rewards.
00:00:52.140 | You're not earning that much.
00:00:53.600 | This card for me, I'm going to put in the C tier.
00:00:55.980 | It's just not something that I'm going to be excited
00:00:58.240 | to be using on any regular basis.