How to Leverage Flexible Credit Card Points for OPTIMAL Benefits
00:00:00.000 | Assuming that you spend enough travel on the card such that you can use your
00:00:05.000 | points to cancel out that travel, which is different than a chase bonus where
00:00:09.480 | you have to spend those points in the portal and book in the portal, U.S.
00:00:12.880 | Bank also does that, but you can just book the travel and they'll let
00:00:16.260 | you credit it off your statement.
00:00:18.440 | So that makes mobile wallet and travel spending four and a half percent
00:00:22.300 | cash back, which is really amazing.
00:00:24.600 | I've actually heard people booking travel, redeeming the points to credit
00:00:29.040 | it off and then canceling it if it's a refundable airfare and then still
00:00:32.740 | being able to keep the points.
00:00:33.960 | But I don't think it would be that hard to make sure that however much you spend
00:00:37.460 | on the card, you put four and a half percent of your spending into the travel