Get Your Credit Report
00:00:00.000 | get your credit report, look at your credit.
00:00:02.840 | Don't just say, "I got my credit report.
00:00:04.840 | "I did my good deed."
00:00:06.600 | Get it, review it, and make sure that it says
00:00:10.200 | what you think it should say.
00:00:12.620 | And if it has additional dates of birth out there for you,
00:00:17.320 | or different places where you've never worked,
00:00:20.640 | or different home addresses, these are red flags.
00:00:23.760 | So get your credit report, monitor your credit scores.
00:00:27.760 | Because if your credit scores take a sudden precipitous drop
00:00:31.400 | that you can't explain,
00:00:33.280 | then it's either one of three reasons.
00:00:35.240 | You didn't pay a bill on time, not good,
00:00:37.880 | you need to know that.
00:00:39.520 | You're using too much of your available credit, not so good,
00:00:43.360 | you need to know that.
00:00:44.960 | Or you're a victim of identity theft, really not good,
00:00:48.240 | and you need to know that.