RPF0562-Radical_Housing_Ideas_5_of_5-Change_What_Housing_Looks_Like_For_You
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00:00:30.620 | Welcome to Radical Personal Finance,
00:00:32.120 | the show dedicated to providing you with the knowledge,
00:00:33.820 | skills, insight, and encouragement you need
00:00:35.960 | to live a rich and meaningful life now
00:00:38.160 | while building a plan for financial freedom
00:00:40.200 | in 10 years or less.
00:00:42.100 | Today, we round out the Radical Housing Ideas series
00:00:45.900 | with part number five.
00:00:47.240 | And this series is by no means exhaustive,
00:00:50.640 | but I've tried to provide some creative ideas
00:00:53.180 | that I hope will stimulate your thinking a little bit
00:00:56.580 | so that you'll look around at your own situation
00:00:58.720 | and try to put together something
00:01:00.060 | that gets you a little farther ahead
00:01:02.220 | than the conventional path.
00:01:03.960 | And point number five is rather obvious,
00:01:06.360 | but I would be remiss if I didn't address it.
00:01:08.600 | And it's simply this.
00:01:10.160 | Could you change the nature of the housing
00:01:13.600 | that you're willing to accept?
00:01:16.000 | I talked quite a bit about this with my wife,
00:01:17.480 | and I'm so blessed that she's a very flexible person.
00:01:20.880 | She's not high maintenance.
00:01:23.380 | She's willing to think flexibly.
00:01:25.780 | After all, she was willing to move into
00:01:28.780 | a 30-foot travel trailer with me and our children
00:01:31.920 | and our dogs.
00:01:33.220 | She's really wonderful in that regard.
00:01:35.960 | But there's so many benefits that you gain
00:01:38.400 | if you're willing to be flexible in your approach.
00:01:41.700 | And I have so many friends who are great people
00:01:44.540 | and wonderful, but they're just not flexible.
00:01:47.260 | I don't think you have to be flexible.
00:01:48.640 | We're not talking here in the area
00:01:50.400 | of morally right and wrong things.
00:01:53.240 | But you can choose how you want to live your life.
00:01:57.640 | And that's fine.
00:01:58.780 | And of course, you don't have to live like me,
00:02:01.340 | and I hope you don't.
00:02:02.180 | Just live like yourself.
00:02:03.840 | But if you're willing to be flexible,
00:02:06.020 | man, there's so many options available to you.
00:02:08.580 | There's so many different things that might work for you.
00:02:13.460 | And if you can just change the nature
00:02:17.700 | of what you think is appropriate housing,
00:02:20.400 | just a little bit,
00:02:22.380 | the world can open up to you
00:02:24.000 | and your finances can really open up as well.
00:02:26.340 | If you've never traveled outside of the United States,
00:02:30.140 | I would encourage you,
00:02:31.740 | find a way to travel outside of the United States
00:02:34.020 | and try to go to a place that is not
00:02:36.620 | on the major beaten tourist path.
00:02:39.420 | And what you will find is that all over the world,
00:02:42.020 | people live in very unique circumstances.
00:02:45.760 | They live in unique housing conditions.
00:02:50.760 | They live in unique houses.
00:02:53.000 | And what other people would call a house,
00:02:54.660 | you might not call a house.
00:02:57.000 | Some people live under a cardboard box.
00:02:59.780 | Some people take their cardboard box,
00:03:01.440 | they stack up a couple of pallets
00:03:02.800 | and they throw a sheet of tin on top.
00:03:04.840 | Some people live on a dirt floor.
00:03:06.780 | And your ancestors did the same thing.
00:03:11.020 | If you go back just a generation or two,
00:03:16.080 | you will find that the circumstances that people lived in,
00:03:20.360 | that the actual physical outworking of their house
00:03:23.920 | was very different than today.
00:03:25.420 | As thinking about the Laura Ingalls Wilder books
00:03:29.340 | for children, there was a recent kerfuffle
00:03:31.840 | over the renaming of a literary award.
00:03:34.080 | And I was thinking about the books
00:03:36.000 | as a consequence of that.
00:03:37.280 | And I loved those books.
00:03:38.840 | One of the things that I really loved about those books
00:03:41.240 | and love about those books
00:03:42.680 | is how many different ways the housing was provided.
00:03:48.160 | So if you think back to the story,
00:03:49.520 | if you've never read the series
00:03:50.520 | or if your children don't read the series,
00:03:51.880 | really wonderful series.
00:03:53.600 | And if you go back to the original series,
00:03:56.980 | then the family lived in this comfortable house
00:03:59.960 | in, I think it was Wisconsin.
00:04:01.720 | And then they moved to the frontier
00:04:04.300 | and Paul Ingalls built a house out of logs
00:04:07.060 | with his own hands.
00:04:08.420 | And he built this frontier house.
00:04:10.040 | But then for whatever reason, the family moved
00:04:12.000 | and they eventually moved into a dugout,
00:04:14.840 | a dugout on the side of a creek basically.
00:04:18.120 | And then they moved, if memory is right,
00:04:19.960 | they moved west and they moved into a sod house.
00:04:24.000 | If you've ever traveled out in the Western United States
00:04:26.400 | and you see these houses just made out of sod,
00:04:28.400 | that was what they had to build a house out of, a dugout.
00:04:30.800 | And then they moved into a board house that they upgraded.
00:04:33.360 | And there's no question that the board house
00:04:35.000 | was better than the sod house.
00:04:36.900 | But all along the way,
00:04:37.840 | they lived in all these different circumstances
00:04:39.920 | and they made it work.
00:04:41.000 | If you go back, that's what's in your heritage.
00:04:44.960 | No matter where you're from,
00:04:46.800 | if you're from another continent, your heritage,
00:04:48.560 | the original housing looked different.
00:04:50.880 | But here's what's interesting if you go back.
00:04:53.120 | Housing was always a utility.
00:04:55.180 | It provided people something basic
00:04:58.680 | that they needed for their life, a place to live.
00:05:01.840 | It wasn't just a luxury expense.
00:05:04.280 | And if you can adjust your flexibility and thinking,
00:05:06.840 | and you can go back to housing as a utility
00:05:09.960 | and think about what provides for you,
00:05:13.340 | it opens up your options.
00:05:15.200 | I love luxury housing.
00:05:16.880 | I think luxury housing is cool.
00:05:18.800 | I enjoy being in beautiful houses,
00:05:20.940 | but I'm not gonna sell my life away
00:05:24.480 | to pay for a luxury house,
00:05:26.560 | especially at the beginning of life,
00:05:29.120 | when I haven't yet established a fortune to support me.
00:05:34.320 | You make your own decision.
00:05:37.340 | That's not how I wanna live.
00:05:39.280 | I'd rather look first at housing as utility
00:05:42.560 | and figure out how to provide housing.
00:05:45.180 | (air whooshing)
00:05:47.340 | So what are the requirements of housing?
00:05:48.940 | Well, you primarily wanna be protected from the elements.
00:05:53.060 | That's the first thing.
00:05:54.220 | It's pretty miserable to be out in the heat
00:05:57.220 | and to be out in the cold.
00:05:59.140 | So you need to be protected from the elements.
00:06:01.440 | If you've provided that,
00:06:04.620 | do you know how easily
00:06:05.620 | almost all of the other conveniences can be provided?
00:06:08.980 | Do you know how easy it is to provide some basic water,
00:06:13.180 | some basic way to deal with your human waste?
00:06:16.520 | It's not tough at all,
00:06:19.780 | and it can be done in a variety of formats.
00:06:21.940 | So I don't know what that looks like for you.
00:06:25.580 | Some people move into their car.
00:06:27.740 | Some people move into a nice van.
00:06:30.700 | There are so many wonderful ways
00:06:32.820 | that you could change a van to live in
00:06:34.260 | and be totally comfortable,
00:06:35.380 | be warm in the winter, cool in the summer,
00:06:37.620 | provide for water, food for yourself,
00:06:39.820 | provide for a way to deal with your human waste.
00:06:41.620 | So doable.
00:06:43.640 | All throughout the world,
00:06:45.000 | you'll find cultures of gypsies and migrants
00:06:48.360 | and people who are nomads.
00:06:50.200 | Some nomads move on camels.
00:06:52.720 | Some nomads move their yurts by tractors.
00:06:55.740 | Some nomads live in wagons.
00:06:58.400 | Some nomads live in vans and RVs.
00:07:00.980 | But they're living very well
00:07:04.900 | and having their housing provided,
00:07:08.000 | but in a unique way.
00:07:09.200 | Now you may not want to be a nomad.
00:07:11.920 | So look at a stationary form.
00:07:14.640 | Why do we live in houses?
00:07:16.600 | Well, there are many benefits to them.
00:07:17.920 | They're certainly comfortable,
00:07:19.820 | but you can also live in different climates
00:07:22.020 | very comfortably in things that are not houses.
00:07:25.160 | When it's the coldest of the cold
00:07:27.760 | or the hottest of the hot,
00:07:29.040 | you'll often find it difficult to live well.
00:07:32.580 | But if you live in a temperate climate,
00:07:34.940 | you can live very well in a tent.
00:07:36.720 | You can live very well in a yurt.
00:07:40.960 | You can live very well in a log cabin.
00:07:43.200 | You can live very well in a garage.
00:07:46.580 | You can live very well in a shed
00:07:50.800 | that you fix up for yourself.
00:07:52.520 | You can live very well in a mobile wagon.
00:07:56.420 | You can live very well in many circumstances.
00:08:01.760 | I wouldn't necessarily trade the comfort
00:08:04.720 | of a conventional house
00:08:07.080 | for something that's just less comfortable.
00:08:09.920 | But if you get something in return for it,
00:08:12.460 | for example, what am I getting
00:08:14.820 | by moving from a conventional house into an RV?
00:08:17.080 | Well, I'm getting an additional benefit
00:08:19.240 | of flexibility and travel,
00:08:20.800 | and it happens to be relatively inexpensive.
00:08:23.600 | Well, that's great,
00:08:24.440 | but I'm not doing it primarily for the finances.
00:08:26.520 | I'm doing it for the flexibility
00:08:28.600 | of the travel that it gives me.
00:08:30.420 | I like that.
00:08:31.260 | You may like it because you can live in a beautiful place.
00:08:36.160 | Let's say that you move into a beautiful forest
00:08:37.960 | and you set up a yurt.
00:08:39.540 | Well, the yurt's only gonna last you for 10 years,
00:08:41.680 | but you can set up a beautiful yurt to live in.
00:08:44.760 | Or you can buy a big canvas wall tent,
00:08:49.120 | and you can set it up,
00:08:50.040 | and you can be warm in the winter and cool in the summer,
00:08:52.320 | and you can have luxury furniture
00:08:54.000 | and live very comfortably,
00:08:58.520 | while also recognizing that your house
00:09:00.120 | is not gonna last more than five or 10 years.
00:09:02.900 | Now, there are compelling arguments
00:09:05.820 | in favor of traditional architecture.
00:09:08.240 | The more I study unconventional architecture,
00:09:10.360 | the more I appreciate certain things
00:09:12.100 | about conventional architecture.
00:09:14.260 | But expand your thinking.
00:09:19.200 | Test your assumptions.
00:09:22.740 | Do a little bit of reading.
00:09:24.180 | Do a little bit of looking.
00:09:25.380 | Do a little bit of considering.
00:09:26.820 | Do a little bit of thinking.
00:09:27.900 | Do a little bit of exploration.
00:09:29.340 | Do a little bit of web searching.
00:09:32.160 | Just challenge yourself.
00:09:34.580 | I don't know if these non-normal ways
00:09:39.480 | are more popular now than they were in the past.
00:09:41.600 | I think they're always pretty popular.
00:09:43.540 | But I think it's easier for you to connect with people
00:09:47.320 | who are living less conventional lifestyles
00:09:50.040 | than it's ever been.
00:09:51.760 | I think there've always been people
00:09:53.200 | who've lived unconventional lifestyles,
00:09:55.480 | but it's not been so easy for those people
00:09:57.920 | to communicate that to others.
00:10:00.220 | Whereas today, you'll find all kinds of people
00:10:02.040 | living unconventional lifestyles
00:10:04.000 | and sharing that with the world.
00:10:05.840 | So explore those things just a little bit.
00:10:08.480 | Here's what I've learned.
00:10:10.120 | At the very least, it'll make you appreciate
00:10:12.640 | your normal thing, your normal conventional things
00:10:16.840 | better than you, more than you did before.
00:10:18.940 | I used to, when we used to go on vacation,
00:10:21.720 | my parents would joke when they returned home
00:10:23.400 | that the point of a vacation
00:10:24.480 | is to make you appreciate home.
00:10:26.440 | Hasn't that been your experience at least a little bit?
00:10:28.920 | When you go into something different,
00:10:30.880 | then you appreciate something about the old.
00:10:35.320 | Living in an RV right now,
00:10:36.800 | I appreciate some of those things
00:10:38.440 | that were nice about an apartment or a house.
00:10:42.340 | There are things that I don't have right now
00:10:44.660 | that I would really appreciate
00:10:45.720 | that you, if you're living in an apartment or house,
00:10:47.680 | probably take for granted.
00:10:48.980 | I'm not running away from it.
00:10:52.300 | I'm gonna take and appreciate the certain benefits
00:10:54.560 | of living in a trailer.
00:10:56.480 | But there are a lot of benefits
00:10:58.360 | that you just kind of gloss over.
00:11:00.280 | And that's really good.
00:11:01.560 | Meaning it's good to appreciate those things.
00:11:04.360 | I'm gonna close out this mini series
00:11:06.040 | with this one, with two closing thoughts.
00:11:10.840 | One, none of these ideas are mutually exclusive.
00:11:14.240 | So I could easily see a way to
00:11:17.760 | integrate all five of these ideas into one path.
00:11:25.000 | And in a way, the ideas are not all that unique.
00:11:27.360 | They're not all that original.
00:11:29.320 | It's not like I made them all up
00:11:30.920 | and it's the first time they've ever been experienced
00:11:32.960 | in the world.
00:11:34.020 | But you can learn the skills and build your own house
00:11:36.280 | and you can live in the house while you fix it up.
00:11:38.900 | And you can rent out different rooms
00:11:40.960 | while you're working in that process.
00:11:42.540 | And you can live in a trailer in the backyard
00:11:44.840 | or set up a nice wall tent.
00:11:46.080 | I mean, even if you don't have a trailer,
00:11:48.000 | you set up a nice wall tent on a nice grassy patch
00:11:50.360 | outside of a, or let's say you build a deck
00:11:52.300 | and the deck's gonna go on the back of the house,
00:11:54.320 | but you go ahead and set up a tent there.
00:11:55.900 | You put in a nice comfortable bed
00:11:57.360 | and a nice comfortable chair.
00:11:58.520 | And you can experience all the same things
00:12:01.920 | while being there on the property.
00:12:03.480 | And you can put that together with the fact
00:12:05.840 | that you're working on that job
00:12:07.560 | while you are also managing somebody else's property
00:12:10.320 | and you're getting your housing provided
00:12:12.000 | at your own house.
00:12:13.560 | I mean, these ideas are not mutually exclusive.
00:12:15.760 | So look for some variation of them in your own life
00:12:19.800 | and look for some way to synthesize these
00:12:21.640 | and just use them as hopefully a little bit
00:12:23.560 | of creative fodder to help you figure out
00:12:26.280 | some smart move that is appropriate to your context,
00:12:29.160 | your city, your town, your country, your climate,
00:12:31.640 | your interest, your skills, your goals, your family,
00:12:35.100 | and just put them together
00:12:37.360 | or come up with something better.
00:12:39.500 | The second thing I would say is with regard to timing.
00:12:43.400 | One of the major challenges we have
00:12:45.520 | is the ability to appreciate how life changes over time.
00:12:49.800 | And so frequently, I think we try to get ahead of ourselves
00:12:54.240 | with regard to time and we don't recognize
00:12:56.200 | that there are different times in life
00:12:58.000 | at which different things are appropriate.
00:13:00.800 | I've observed among my generation
00:13:03.120 | that many people in my generation
00:13:05.080 | are trying to live their parents' lifestyles
00:13:07.440 | without having had the benefit
00:13:09.980 | of decades of their parents' incomes.
00:13:12.600 | And that's tough.
00:13:13.560 | It's tough because if you come along
00:13:17.440 | and your parents are established at 45, 40, 40 years old,
00:13:21.560 | you start to become aware
00:13:22.660 | when your parents are in their mid-40s,
00:13:24.440 | they've had two and a half decades probably
00:13:27.360 | of earning, saving, investing,
00:13:30.440 | and they can live in wonderful circumstances.
00:13:33.600 | But so many people of my generation,
00:13:36.040 | because they're raised in opulence and affluence,
00:13:39.480 | tend to forget the fact
00:13:40.560 | that their parents probably didn't start there.
00:13:43.580 | Their parents probably started in a starter home,
00:13:46.160 | not an estate home.
00:13:47.380 | Their parents probably started in a small place
00:13:50.480 | and as their family expanded, they expanded their space.
00:13:53.280 | But what that happens is if you come along
00:13:55.200 | or you're the youngest like I am in my family
00:13:57.760 | and you've always lived in a big house,
00:13:59.200 | you haven't known what it was like.
00:14:01.640 | I remember a time when I was growing up
00:14:04.160 | when my parents had four boys in a tiny bedroom
00:14:06.800 | that was just big enough to take two bunk beds and a dresser.
00:14:09.720 | I can visualize it, but I didn't, I lived there just,
00:14:12.880 | I know I lived there because it was a historical fact,
00:14:15.160 | but I didn't actually live there such that I remember it.
00:14:19.000 | All of my life, I lived in a giant house.
00:14:21.880 | But in hindsight, I can go back and analyze and recognize
00:14:25.640 | that, wait a second, it wasn't always like this.
00:14:28.800 | And so that helps me to feel better
00:14:31.200 | where I don't feel like a loser
00:14:32.840 | because I'm not living at my parents' lifestyle.
00:14:35.380 | I didn't see my parents when they were at my stage of life.
00:14:41.600 | So recognize that you can't compress
00:14:45.080 | what other people have in several decades
00:14:48.280 | into what you can have right now.
00:14:50.400 | And also recognize the fact that life will change.
00:14:53.800 | You don't always need little places to live
00:14:56.560 | and you don't always need big places to live.
00:14:59.480 | I was naive and did not recognize this fact a decade ago.
00:15:03.200 | I thought in the sense,
00:15:04.200 | I thought constantly with the idea of permanence.
00:15:07.160 | I remember when my wife and I bought our first house
00:15:09.200 | together, I thought it was gonna be a 40-year house.
00:15:12.560 | I planned for it to be a 40-year house.
00:15:15.440 | It wasn't a 40-year house.
00:15:17.440 | But I didn't know then what I didn't know.
00:15:19.640 | Obviously I was naive, I was ignorant.
00:15:22.360 | But in hindsight, I see now that it's valuable
00:15:25.600 | to be able to recognize that life requires
00:15:28.920 | different options at different times.
00:15:31.560 | And so you don't always need the same thing.
00:15:33.240 | You don't always need the big place, the little place.
00:15:36.520 | But things expand and contract.
00:15:38.760 | I've joked, but it's not a joke.
00:15:40.320 | I just haven't seen anybody able to do it.
00:15:41.760 | My ideal way to live would be if somebody could figure out
00:15:45.600 | how to bolt together housing modules.
00:15:48.560 | I would like to live in modular housing.
00:15:51.720 | And I would like everybody to live in modular housing.
00:15:53.880 | So picture this, you're young, you're single.
00:15:57.720 | Well, why not have little modular houses?
00:16:00.640 | Let's picture a small shipping container,
00:16:03.200 | not the big long Connex boxes, but the short,
00:16:05.400 | the 20 foot, I think the 20 feet, not 40 feet.
00:16:08.400 | Picture a 20 foot shipping container.
00:16:10.520 | That's 200 square feet is everything
00:16:12.440 | that a single person needs.
00:16:13.720 | And I could put in that little house,
00:16:15.240 | it could have a place to sleep and a place to live.
00:16:17.040 | And you could put together a little commune of those
00:16:19.240 | with 20 or 30 or 40 of my friends.
00:16:21.360 | Just we all have a little houses.
00:16:22.720 | And then we pick up and move.
00:16:23.720 | So we just hook up that little housing unit
00:16:25.680 | and we move that housing module from one side of the state
00:16:28.440 | to another side of the state, from one city to another
00:16:30.680 | to take a job or to move something else out.
00:16:33.920 | So then I go ahead and let's say that I marry
00:16:36.600 | and now I'm living with my wife.
00:16:38.560 | And I go ahead and now let's bolt on,
00:16:41.240 | instead of having just a small little cooking module,
00:16:44.080 | let's go ahead and bolt on a kitchen module.
00:16:46.080 | And let's bolt on another bathroom module.
00:16:48.160 | And then we have a baby.
00:16:49.280 | So let's bolt on a second bedroom.
00:16:51.520 | And then as your family grows,
00:16:53.160 | you just bolt on a couple of additional bedrooms,
00:16:55.120 | a couple of additional bathroom modules.
00:16:56.800 | And then as time grows, then you don't need them.
00:16:59.240 | The kids move up, they grow up, they move out.
00:17:01.880 | Well, you go ahead and unbolt that module from there
00:17:04.000 | and send them along with their own first housing module.
00:17:06.920 | And instead of that bedroom module being connected
00:17:09.040 | to your big house, then that bedroom module goes with them.
00:17:11.960 | They hook it up to the back of their truck
00:17:13.360 | and they drive it or you drive it for them
00:17:14.880 | across the state so they can go to college.
00:17:17.400 | And they live in their housing module
00:17:18.640 | and the process continues.
00:17:21.520 | Now, I don't know if anything like that
00:17:22.760 | will ever be invented, probably not.
00:17:24.760 | And it's not necessary that it be invented,
00:17:27.960 | but I think a lot about that concept.
00:17:31.000 | And I've come to embrace that idea of seasonality
00:17:34.080 | more than I ever did in the past.
00:17:36.200 | I think there's value of recognizing
00:17:37.800 | that your needs are different.
00:17:39.240 | And depending on the phase of life you're in,
00:17:41.640 | you can adjust the modules of your housing.
00:17:46.200 | And it doesn't have to be one American housing dream.
00:17:51.120 | It can look different at different phases of life.
00:17:53.880 | So my plea for you is don't take any of these things
00:17:59.320 | that I've talked about in this series
00:18:01.440 | and think that one of them is perfect for you,
00:18:04.840 | but look critically at the circumstances around you
00:18:08.040 | and try to figure out if there's a way
00:18:09.480 | where you can mold those circumstances
00:18:13.000 | to help you hit your life goals
00:18:15.480 | more efficiently and more quickly
00:18:17.840 | so that you can indeed live that rich
00:18:21.000 | and meaningful life now,
00:18:23.000 | enjoying comfort, enjoying beauty of surroundings,
00:18:27.360 | enjoying a tranquil retreat,
00:18:29.840 | enjoying a comfortable and secure place
00:18:33.960 | that keeps you secure from the elements,
00:18:35.680 | secure from predators,
00:18:37.720 | so that you can enjoy those things now
00:18:40.320 | while also building your plan for financial freedom
00:18:43.000 | in 10 years or less.
00:18:44.400 | And so that you can provide for your housing
00:18:46.360 | throughout your entire lifespan.
00:18:49.640 | Hope these ideas have been helpful to you.
00:18:51.720 | - Thank you for listening.
00:18:53.800 | You've honored me with your time and attention,
00:18:56.160 | and I'm grateful for that.
00:18:58.240 | And I hope that I've effectively served you today
00:19:00.720 | with some ideas and strategies and tactics
00:19:03.240 | and techniques and tools
00:19:05.080 | that will help move you towards your goals.
00:19:07.640 | Before you go, three simple requests.
00:19:10.560 | One, if there's an idea that's been helpful to you
00:19:13.560 | in today's show, make a plan to take action on it.
00:19:17.600 | Listening does lead to learning,
00:19:20.680 | but learning in and of itself
00:19:22.280 | doesn't automatically lead to a life change.
00:19:25.600 | It's action that leads to a life change.
00:19:29.680 | So take action.
00:19:31.400 | Two, take something that was helpful to you in today's show
00:19:35.440 | and share it with somebody that you care about.
00:19:38.800 | I'm depending on you to be a co-laborer with me
00:19:42.600 | in helping me to propagate the message
00:19:45.880 | that I'm seeking to share.
00:19:47.300 | That helps the person that you are engaging with.
00:19:51.480 | And it also helps you because teaching others
00:19:54.560 | is one of the most effective ways for you to learn
00:19:57.520 | and for you to cement your learning.
00:20:01.240 | Three, if there's an idea
00:20:03.040 | that's been specifically helpful to you,
00:20:04.960 | and if you're gaining financial benefit
00:20:06.760 | from Radical Personal Finance,
00:20:08.560 | I'd be grateful if you'd consider paying me
00:20:10.760 | for this work voluntarily.
00:20:13.560 | Come by radicalpersonalfinance.com/patron
00:20:16.280 | and you can sign up there to support the show
00:20:18.040 | at whatever level you feel is right for you.
00:20:21.040 | This is a voluntary support.
00:20:22.780 | That's my Patreon page.
00:20:24.480 | You can support me with a dollar a month,
00:20:26.360 | $5 a month, $10 a month,
00:20:28.360 | any number that seems right to you.
00:20:30.160 | But if you're gaining financial benefit from this show,
00:20:33.600 | and if it's achieving financial results in your life,
00:20:37.560 | I'd be grateful for your financial support
00:20:40.120 | at radicalpersonalfinance.com/patron.
00:20:43.500 | - Hey there, treasure hunters and bargain seekers.
00:20:47.520 | Are you on the lookout for a local thrift store
00:20:49.600 | that has it all?
00:20:50.680 | Look no further.
00:20:52.000 | PixExchange is your thrifting paradise
00:20:54.440 | right here in the heart of Torrance.
00:20:56.080 | PixExchange offers a wide variety of new and used clothing,
00:20:59.320 | shoes, new scrubs, uniforms, new and used furniture,
00:21:02.720 | all at low prices.
00:21:04.240 | Don't miss out on the ultimate thrifting experience
00:21:06.600 | at our PixExchange parking lot anniversary sale
00:21:09.040 | at our Torrance location.
00:21:10.440 | Visit pixexchangehhh.org for more details.