back to indexRPF0394-On_Voting_Elections_and_Presidential_Politics
00:00:00.000 |
The holidays start here at Ralph's with a variety of options to celebrate traditions old and new. 00:00:05.480 |
Whether you're making a traditional roasted turkey or spicy turkey tacos, your go-to shrimp cocktail, or your first Cajun risotto, 00:00:13.540 |
Ralph's has all the freshest ingredients to embrace your traditions. Ralph's fresh for everyone. 00:00:19.760 |
We've locked in low prices to help you save big storewide. 00:00:23.000 |
Look for the locked in low prices tags and enjoy extra savings throughout the store. Ralph's fresh for everyone. 00:00:31.460 |
Radicals, I've just found some important news and I've got to get this to you as fast as possible because I just found out that 00:00:37.700 |
there's a presidential election tomorrow, November 8, 2016. 00:00:40.460 |
There is a presidential election in the United States of America and your life is going to be over if the wrong person wins. 00:00:47.320 |
You're doomed if the wrong person wins that election tomorrow. 00:00:50.820 |
You are absolutely going to be without a future. 00:00:54.400 |
And so I've got to get you all the information that you need. 00:00:56.900 |
I need to fill you in on all of the details so that you know who you can vote for and how you can vote. 00:01:00.980 |
Because if you don't go out and vote tomorrow, the end of the world as we know it is upon us and... 00:01:20.620 |
Welcome to the Radical Personal Finance Podcast. My name is Joshua Sheets and I am your host. 00:01:25.780 |
Generally not quite as caffeinated as that intro. 00:01:27.920 |
This is the show where we tackle the subject of financial freedom, 00:01:31.420 |
building a plan for financial freedom, while also living a rich and meaningful life now. 00:01:35.580 |
And today we talk about voting, elections and their impact on your money and your life. 00:01:42.080 |
And no, I hope you like my little joke, but I promise, 00:01:53.380 |
In case you haven't heard, and it's hard for me to imagine how you wouldn't have heard, 00:01:58.380 |
although, I tell you what, if you didn't know, and you're listening to this, 00:02:02.380 |
if you didn't know, listen to it currently, that tomorrow, November 8, 2016, is the 2016 presidential election, 00:02:09.380 |
I would applaud your ability to be informed about things that matter to your life and to ignore everything else. 00:02:19.380 |
But I dare say that there's nobody in the listening audience who's not aware of the election tomorrow. 00:02:25.380 |
And as has been the case with the last dozens and dozens of elections that I'm aware of, 00:02:30.380 |
this is, of course, the most important election in your lifetime. 00:02:33.380 |
And it will remain that way until November the 9th, 00:02:36.380 |
in which case the 2020 election campaign for presidential elections will kick off, 00:02:43.380 |
and that again will be the most important election in your lifetime. 00:02:49.380 |
So congratulations, enjoy this one while it lasts, and we can get ready for the next one. 00:02:53.380 |
Now, lest I offend all of you who do care deeply about the 2016 election, 00:02:59.380 |
I must tell you that I care about the issues involved in the 2016 election, 00:03:04.380 |
and I do not say those comments in an effort to minimize the passion that you feel for your position. 00:03:13.380 |
And if you're not ready to hear this yet, then just pause and come back in a few days, 00:03:18.380 |
because this will be every bit as relevant a couple days after the election as it will be today. 00:03:23.380 |
And if there are those of you who don't like political discussions, 00:03:26.380 |
I encourage you, this is a good place to use the delete button on your phone. 00:03:29.380 |
And if you do like political discussions, I encourage you to recognize that at no place in today's show 00:03:36.380 |
will I tell you what to vote for, who to vote for, or even to vote. 00:03:40.380 |
Because my entire point with today's show is to demonstrate to you how. 00:03:44.380 |
It's a waste of time for you to devote anything more than maybe an hour 00:03:52.380 |
to go down and drop a ballot in the box and go back home and get on with your life. 00:03:58.380 |
It's a waste of time for you to pay any attention to this whole debacle any more than that. 00:04:05.380 |
And I'll tell you, instead of wasting your time moaning and whining and complaining about this stuff, 00:04:10.380 |
I'm going to give you some activities that you can do that will actually make a difference 00:04:14.380 |
and will be far more influential in your society and in your culture than your vote. 00:04:23.380 |
Now, I'm sorry to be the bearer of bad news and to come against the whole cultural conversation. 00:04:30.380 |
I went on YouTube this morning and YouTube tells me I'm supposed to go vote 00:04:33.380 |
and Facebook tells me I'm supposed to go vote and Google tells me I'm supposed to go vote 00:04:36.380 |
and can't go anywhere without being known that I'm supposed to go vote. 00:04:41.380 |
They all wanted me to go and vote, and yet, is it really going to matter? 00:04:47.380 |
Is there a difference that's going to be made in my life depending on who I vote for? 00:04:53.380 |
Now, if you're screaming "yes" at your earpieces right now, I'd agree with you, yes, 00:04:57.380 |
there is going to be something of a difference. 00:05:02.380 |
Elections do affect your life to a very small degree, 00:05:07.380 |
but it's nowhere near as much of a difference as those who are clamoring for you to go out and vote 00:05:25.380 |
Because I want you to recognize the fact that they need you to go out and vote. 00:05:33.380 |
They need you to feel that it really matters. 00:05:36.380 |
They need you to feel like it's the most important of your election 00:05:40.380 |
because if you don't feel that way, then you won't pay any attention to them. 00:05:47.380 |
I hate when people refer to the "they" without defining them. 00:05:58.380 |
They don't have power without you, the collective you, and your collective vote. 00:06:05.380 |
But you, the personal you, the individual you, you don't need them. 00:06:12.380 |
And thus, all of the power is in your hands, not in their hands. 00:06:20.380 |
Yeah, they might have the guns, they might have the government, 00:06:24.380 |
but you've got things that are far more valuable than that. 00:06:37.380 |
You've got the freedom over your own thoughts. 00:06:46.380 |
you will either consistently give away your power to politicians, 00:06:52.380 |
or you'll stand up and take a little bit back for yourself. 00:06:57.380 |
Today I'm going to give you some ideas for how you can do that. 00:07:02.380 |
If you start doing some of these things, I've got 10 ideas, 00:07:05.380 |
if you start doing some of these systematically, consistently, 00:07:13.380 |
And if you care about seeing anything change in society, 00:07:24.380 |
We're going to start with the depressing news, 00:07:26.380 |
and then we're going to move on towards the hopeful things. 00:07:29.380 |
I always rather end on a hopeful note when I podcast 00:07:36.380 |
The 2016 presidential election is reflective of your culture. 00:07:56.380 |
If you're frustrated and annoyed at the politicians, 00:07:59.380 |
recognize the fact that you and I collectively chose these politicians. 00:08:13.380 |
You and I went through the process of allowing these people to have our attention. 00:08:19.380 |
We gave them permission to run their political candidacies. 00:08:26.380 |
We gave them our attention, we gave them our votes, 00:08:28.380 |
and collectively we bear the responsibility for them. 00:08:36.380 |
Now, if that's not depressing, I don't know what would depress you. 00:08:41.380 |
Because what it means is that everything you don't like 00:08:51.380 |
all the things that make you despise that person, 00:08:58.380 |
Those things are what our culture is full of. 00:09:16.380 |
We live in a very corrupt culture where people can be bought for not much. 00:09:21.380 |
If it's their lack of willingness to deliver anything truthful, 00:09:27.380 |
we live in a culture that accepts lies on a daily basis, 00:09:38.380 |
So don't go yelling about the political candidate who you can't stand. 00:09:43.380 |
Recognize the fact that you and I are responsible for them. 00:09:49.380 |
Because if you and I hadn't given them power, 00:09:57.380 |
If you and I had stood up and not allowed them to have their place of prominence, 00:10:17.380 |
Now we're going to talk about what you and I can do. 00:10:21.380 |
Remember, we can't do anything about anybody else. 00:10:33.380 |
Oh, sure, I could get a gun and come and stick it to your head, 00:10:39.380 |
You might carry out the action that I command you, 00:11:19.380 |
there will be a little bit more of a change and an impact 00:11:34.380 |
Now, of course, some people have more influence than others. 00:11:37.380 |
At the end of the show, I'll talk to you about that. 00:11:39.380 |
But without question, there are those who seek to influence 00:11:42.380 |
many millions, hundreds of millions, and billions of people 00:11:48.380 |
And they have very effective ways of doing that. 00:11:53.380 |
Don't start with trying to figure out how you can influence 00:11:56.380 |
millions of people if you can't even influence yourself, 00:12:00.380 |
or if you can't even influence the one or two people 00:12:07.380 |
There's a good visual metaphor for you and me to keep in mind 00:12:16.380 |
It's to recognize that power and influence flow out 00:12:23.380 |
And they're the most influential when they're close. 00:12:28.380 |
I think of it like a stone dropped in the middle of a pond. 00:12:32.380 |
A friend of mine who is a poet, lives in New York City. 00:12:37.380 |
He has a poem, and in one stanza of his poem, he has this lyric. 00:12:45.380 |
But he says, "We are people pebbles tossed into a pool. 00:12:52.380 |
So in unison we are rippling, a type of ripple rhythm, 00:12:55.380 |
but we need to ripple in a way that benefits our living." 00:13:01.380 |
Again, "We are people pebbles tossed into a pool. 00:13:10.380 |
So in unison we are rippling, a type of ripple rhythm, 00:13:14.380 |
but we need to ripple in a way that benefits our living." 00:13:23.380 |
So if you want to influence others, it has to start with you 00:13:26.380 |
and it has to flow out through those who are the closest to you. 00:13:33.380 |
So I want to give you some specific and practical ideas, 00:13:35.380 |
things that will impact your finances, but that will help you, 00:13:40.380 |
and some things that you can do that will actually be influential. 00:13:44.380 |
So if you're frustrated and angry about the political election, 00:13:46.380 |
if you're frustrated and angry about who it is that you think is going to win, 00:14:03.380 |
Here are some things that you can do and you can focus on in your life. 00:14:08.380 |
And the ripples that will come out from some of these things 00:14:17.380 |
will start to build a ripple rhythm with other people around you. 00:14:24.380 |
Number one, and probably all-encompassing, is get free yourself. 00:14:31.380 |
My number one suggestion for you, if you would like to be able to 00:14:35.380 |
have an impact on other people, get out of debt. 00:14:39.380 |
And here I'm not making the argument that one course of action 00:14:45.380 |
is financially superior than another, or that there's no, 00:14:55.380 |
If you owe other people money, your actions will be governed because of that. 00:15:04.380 |
One of my managing directors, when I was with Northwestern Mutual, 00:15:07.380 |
used to have the joke, remember he was managing a team of salespeople, 00:15:11.380 |
he always used to say, "I love it when my sales guys go out and buy a brand new car." 00:15:16.380 |
He said, "I love it. I love it when they go out and buy houses." 00:15:20.380 |
He says, "Because guess what? Payments are good for business." 00:15:25.380 |
Remember, he, as a managing director, he would get paid 00:15:28.380 |
based upon the production of his agents, and his agents were all on commission. 00:15:32.380 |
So his happy day was when his agents would pull up into the parking lot 00:15:39.380 |
in a beautiful new car, or talk about that beautiful new house they bought. 00:15:44.380 |
Because now all of a sudden, they got to get busy and make money. 00:15:50.380 |
When you're in debt, when you owe other people money, 00:15:52.380 |
those other people have control over your actions to some degree. 00:15:57.380 |
Depending on the severity of the debt, depending on the type of the debt, etc., 00:16:02.380 |
But if you are beholden to other people, your actions will be governed based upon them. 00:16:13.380 |
One of the most valuable financial things that you can do 00:16:22.380 |
Because when you get out of debt and you stay out of debt, 00:16:24.380 |
you'll experience a degree of freedom that you never knew before. 00:16:34.380 |
You'll experience a degree of autonomy that you haven't known. 00:16:39.380 |
And what will happen is, even if you could earn more money by being in debt, 00:16:45.380 |
you'll experience an emotional freedom, and you'll start to see things 00:16:53.380 |
You'll experience the ability to say what you want, to do what you want, 00:16:58.380 |
to be responsible for yourself and for your family. 00:17:05.380 |
And that has the potential of turning you into a radical person, 00:17:10.380 |
has the potential of turning you into the type of person who can stand up 00:17:13.380 |
and speak your mind in the midst of a lot of people who disagree with you. 00:17:21.380 |
Number one, if you want to be a revolutionary, if you want to be a radical, 00:17:27.380 |
if you want to see some change, give some serious thought and some serious effort 00:17:33.380 |
to getting out of debt and staying out of debt. 00:17:39.380 |
Number two, get off of and get out of governmentally controlled welfare systems. 00:17:49.380 |
Disconnect yourself from dependence and reliance on the politicians' good favor towards you. 00:17:59.380 |
Recognize that the politicians use money as a way of gaining influence and power. 00:18:08.380 |
And they control vast swaths of people based upon the money that they either open up 00:18:14.380 |
to allow to flow from the centralized coffers or upon the money that they cut off. 00:18:21.380 |
Doubt me? Just think about the lobbyists that are sent in when the politicians 00:18:27.380 |
are getting together and thinking about making some kind of legislative change. 00:18:31.380 |
Just think about how if there's a welfare system that's trying to be changed. 00:18:37.380 |
Just think about how all of a sudden entire voting blocks can be moved. 00:18:43.380 |
If you are reliant on the flow of government funds to you, it's very difficult to be free. 00:18:51.380 |
What you'll have a tendency to do is to want to step in and try to change how those funds are used. 00:19:02.380 |
Make a plan and systematically get off of and out of any kind of governmentally controlled financial system. 00:19:14.380 |
Try it. If you doubt me, try it. See how you feel when you're free. 00:19:23.380 |
Number three, work to disconnect your income from the large centralized workplace 00:19:32.380 |
and seek to build some sort of more independent and more autonomous form of income. 00:19:40.380 |
If you have opinions and perspectives that are important to you, 00:19:47.380 |
you will find that when you're working within a large centralized system of employment, 00:19:54.380 |
it will be very difficult for you to express those opinions. 00:20:00.380 |
However, if you're responsible for yourself, as in the only people you have to please are your customers, 00:20:08.380 |
you'll have a much higher degree of freedom to express yourself as you want to do it. 00:20:15.380 |
It wasn't until a year after I had left Northwestern Mutual that I realized what the freedom was 00:20:22.380 |
of not having to deal with being beholden to an employer. 00:20:26.380 |
Because as an employee, I think you have to be responsible with what you say. 00:20:32.380 |
Certainly, you can say what you want in just about any kind of perspective, 00:20:38.380 |
but freedom of speech, simply the first amendment that talks about freedom of speech, 00:20:46.380 |
simply is supposed to protect you from being attacked by the government. 00:20:52.380 |
It doesn't mean that you're not responsible for what you say. 00:20:55.380 |
And when you're an employee of a large company or you're an employee of somebody who has an opinion 00:21:01.380 |
different than your own, you will have to muzzle yourself and control what you say. 00:21:14.380 |
It doesn't mean you're by definition compromising what you believe. 00:21:18.380 |
But if you can disconnect your income from a centralized large company 00:21:24.380 |
with the forces of political correctness scared to appear in a certain way, 00:21:33.380 |
you'll find that will be tremendously valuable to you. 00:21:38.380 |
Now, those three things that I just gave you are absolutely monumental. 00:21:43.380 |
I just lumped together action points that are years for some people, years of work to get out of debt, 00:21:50.380 |
to get off of and out of governmentally controlled and influenced financial systems, 00:21:54.380 |
and to disconnect your income from a large company and to move in a place where you have more control, 00:22:05.380 |
But they'll have a tremendous impact on your life. 00:22:15.380 |
Now, the rest of my list is a little bit simpler. 00:22:17.380 |
And these are not in order. These are just ideas meant to spark your creative juices. 00:22:23.380 |
Number four is build local community and change your purchase decisions and vote with your dollars. 00:22:29.380 |
Recognize the fact that you are funding the things that you care about, 00:22:37.380 |
With every purchase decision you make, you are consciously choosing to fund something. 00:22:46.380 |
Do some research into the things that you're funding and make sure that you're making those decisions intentionally. 00:22:53.380 |
Make sure that you are proactive about choosing to do business with people that you want to do business with. 00:23:07.380 |
If you want to boycott a certain person or a certain company or a certain practice, 00:23:12.380 |
don't be scared to stand alone. Just because everybody disagrees with you doesn't make you wrong. 00:23:17.380 |
You certainly should pay careful attention to what they say if everyone disagrees with you. 00:23:21.380 |
But just because everyone disagrees with you doesn't make you wrong. 00:23:26.380 |
You'll sleep well at night if you make conscious decisions to support the things that you care about, 00:23:32.380 |
the things that you believe are right for the reasons that you believe them to be right. 00:23:38.380 |
If you do that in a local community, you'll be able to build relationships with your neighbors. 00:23:44.380 |
And your voice in a local community will be far more powerful than your voice to a large multinational corporation. 00:23:54.380 |
Your voice to a local politician is far more powerful than your voice to the next president of the United States. 00:24:06.380 |
Focus on building local community and use your dollars to fund the things that are valuable to you. 00:24:15.380 |
Number five, transition your idea of the word investment so that it includes investing into things that you believe in 00:24:29.380 |
Invest into things that you believe in and into people you believe in. 00:24:36.380 |
Look at the amount of money that you have under your stewardship. 00:24:41.380 |
Pull out your balance sheet. Look at those numbers. 00:24:43.380 |
Look at the amount of money that you have right now under your stewardship and ask yourself, 00:24:51.380 |
"Does the way that this money is being managed reflect my values?" 00:25:01.380 |
"Does the way that this money is being managed reflect the type of world that I want to live in?" 00:25:11.380 |
"Does the way that this money is managed reflect the change that I want to see in the world around me?" 00:25:19.380 |
If not, start working on taking small, simple, progressive steps to change 00:25:27.380 |
and invest the money that's under your stewardship into the things, ideas, and people that you believe in. 00:25:39.380 |
Number six, show hospitality to your neighbors and build local community where you can actually influence another person. 00:25:48.380 |
I'm very concerned personally with the tone that we seem to take in our language with one another, 00:25:55.380 |
especially when speaking in public, when speaking online, and the various forms for communication that we currently use. 00:26:06.380 |
And I think there is some value to it. I have to be careful with my opinion because I recognize the value of being able to communicate. 00:26:14.380 |
But it's very hard to get people to listen to you when you're just arguing through a keyboard. 00:26:20.380 |
I reflect even on some of my own communications online and just wonder sometimes, "Is any of this valuable?" 00:26:28.380 |
I think some of it is, but I often wonder, "Is any of this valuable?" 00:26:33.380 |
You can argue intensely with somebody online and have nothing fruitful come from it. 00:26:43.380 |
But you can sit down and have dinner with your next-door neighbor who's very different from you and have a productive and useful conversation. 00:26:57.380 |
Set up a plan to systematically show hospitality to your neighbors and get to know them, whoever they are. 00:27:02.380 |
If that means the people in your neighborhood, that would be great. 00:27:05.380 |
If that means the neighbors in your community as measured and connected by some other connection, 00:27:11.380 |
whether an area of social interest, an area of business interest, etc. 00:27:15.380 |
Make a plan to invite people over and get to know them. 00:27:21.380 |
You may be surprised at the impact that you can actually have with other people if you do that. 00:27:28.380 |
As our world becomes more and more connected, it seems to me that the people in our world become more and more lonely. 00:27:39.380 |
I've seen some data that would support that as far as measured sociological data. 00:27:46.380 |
I couldn't prove that statement to you. That just seems to be the case as I look around. 00:27:51.380 |
I recognize that as people become more and more connected, we're consistently becoming more and more lonely. 00:27:59.380 |
But you can change that and you can have a huge impact. 00:28:02.380 |
Even with something as simple as once a week, spending time with somebody that you don't normally spend time with. 00:28:09.380 |
In my family, one of the things we try to do is one night per week, we do our best to have somebody different over into our home. 00:28:20.380 |
Whether that's somebody that we know from the community or a listener of the show or somebody that we know, 00:28:27.380 |
next door neighbor, co-worker, acquaintance, etc. 00:28:31.380 |
We have it on the calendar. It's there systematically. I have a recurring meeting. 00:28:36.380 |
And it reminds me every week, "Okay, who are we going to invite over this week?" 00:28:40.380 |
Well, think about it. If you do that, then you're probably not going to do it all 52 weeks. 00:28:45.380 |
But let's just say you have somebody over 40 weeks out of the year. 00:28:51.380 |
Think about the relationships that could come from spending time and having dinner with 40 or 50 brand new people over the course of a year. 00:29:04.380 |
Think about the conversation you can have that actually matters when you have 3 to 4 hours to visit with somebody over dinner. 00:29:16.380 |
Those of you like me with young families, you might find, as we find, that your dinner invitations generally dry up when you have children. 00:29:27.380 |
Just you be the one to give the dinner invitations. 00:29:33.380 |
Invite people over and spend time getting to know them. 00:29:36.380 |
Not with the desire to change them, but just to understand them. 00:29:39.380 |
If you don't first understand how somebody thinks and why somebody thinks that way, 00:29:44.380 |
it's not possible for you to affect their thinking if you even should. 00:29:49.380 |
I fear one of the biggest challenges I face, even with communication style and on the show here, 00:29:58.380 |
trying to figure out how do I accurately represent how somebody else feels. 00:30:01.380 |
It's difficult because I don't know who I'm talking to because I've got many thousands of people that I'm talking to. 00:30:09.380 |
That's been really, really challenging for me. 00:30:11.380 |
But you don't need to worry about the thousands of people. 00:30:15.380 |
But with one person, you can understand what's important to another person. 00:30:20.380 |
And if you'll systematically show hospitality to your neighbors, 00:30:25.380 |
what will happen is you start to build local connection, local community, 00:30:29.380 |
and you'll start to find areas where you can work together with them. 00:30:32.380 |
And instead of everything coming down to which presidential candidate you vote for 00:30:38.380 |
and either they're evil because they're going to vote for candidate A 00:30:43.380 |
and you're evil because you're going to vote for candidate B, 00:30:45.380 |
all of a sudden you find areas that you can't agree on. 00:30:52.380 |
I'm not saying that you have to somehow compromise in something that you believe. 00:30:56.380 |
But the reality is that in normal, actual human life, normal people, 00:31:01.380 |
you'll never find somebody else that you agree with. 00:31:04.380 |
I'm not advocating for some kind of kumbaya ecumenical acceptance and tolerance of all people. 00:31:15.380 |
I'm just saying in normal, natural relationships, human, personal relationships, 00:31:21.380 |
you can disagree with somebody on all kinds of things, 00:31:31.380 |
It doesn't come out well in online political conversations, 00:31:35.380 |
but that's a skill that you and I can practice over our dinner tables at home. 00:31:41.380 |
Next, number seven, something you can actually do, 00:31:45.380 |
theme, constant theme here on Radical Personal Finance. 00:31:49.380 |
But if you haven't done it, may I strongly encourage you, 00:31:57.380 |
and choose a different solution that is appropriate for them 00:32:14.380 |
You are never going to change the school system. 00:32:24.380 |
There would be only a tiny subset of my listeners 00:32:27.380 |
who would actually disagree with that statement 00:32:30.380 |
because legally by law, they can't pull their kids out. 00:32:38.380 |
But the vast majority of you, pull your kids out 00:32:41.380 |
and find a solution that's going to work well for them. 00:32:45.380 |
Whether that's home education or private school education 00:32:48.380 |
or an unschooling approach or whatever it is, 00:32:56.380 |
Your decisions are going to dramatically influence 00:33:00.380 |
and affect the outcome of especially the early years of their life. 00:33:07.380 |
Don't spend time having them locked into a system 00:33:10.380 |
that somebody else designed for their own purposes, not for yours. 00:33:15.380 |
Don't waste your child's life having them stuck in a system 00:33:40.380 |
but I have all these long lists of things I want to talk about. 00:33:43.380 |
There's like 10 politically subversive things that you can do to change the world. 00:33:50.380 |
Number one is pull your kids out of the government schools. 00:33:54.380 |
Do you go down and trot down to the communist car factory 00:34:03.380 |
Everybody's going to drive this car and you're going to like it"? 00:34:11.380 |
Nor do you trot down to the one nationalized brand 00:34:14.380 |
and choose among the three appropriate models 00:34:17.380 |
as in we're going to put your kid in the advanced track, 00:34:20.380 |
the gifted track, the standard track, or the slow kids track. 00:34:25.380 |
You don't buy cars based upon what's being offered to you 00:34:29.380 |
and the three menu options presented to appear that you have some kind of choice. 00:34:34.380 |
You don't go down to the clothing factory where there's men's clothing, 00:34:37.380 |
women's clothing, boys' clothing, and girls' clothing 00:34:45.380 |
You choose clothing that's appropriate for you. 00:34:47.380 |
You choose clothing that's appropriate for your children 00:34:57.380 |
you don't take the job that the local apparatchik assigned you. 00:35:07.380 |
You go through the process of considering what you should do, 00:35:16.380 |
Why should you do anything different for your child? 00:35:22.380 |
if you don't want candidate A or candidate B, 00:35:24.380 |
that person that you can't stand governing your child's indoctrination, 00:35:37.380 |
Choose a different option for their educational track. 00:35:41.380 |
Choose an option that you can control and affect. 00:35:45.380 |
You have no control whatsoever over your local school district, 00:35:53.380 |
But if you come together with a few hundred other parents 00:35:58.380 |
or you join into a private school that's already established, 00:36:03.380 |
or you handle the education of your kids at home, 00:36:14.380 |
Number eight, if there is a political issue that you care about, 00:36:20.380 |
why don't you start, instead of arguing about it with other people, 00:36:24.380 |
why don't you start by getting to know other people who disagree with you 00:36:35.380 |
If you're a gun owner and you care about the Second Amendment, 00:36:40.380 |
have you taken any of your liberal friends shooting in this last year? 00:36:49.380 |
That might be more useful than just about anything else that you can do. 00:36:56.380 |
If there's an issue like that that you care about, make a plan. 00:36:59.380 |
Let's say once a quarter, I'm going to schedule a day at the range 00:37:02.380 |
and take one of your liberal friends from work 00:37:05.380 |
or one of your liberal friends from the community 00:37:08.380 |
or somebody that wants to take away your gun, 00:37:13.380 |
And then talk to them and ask them why they're opposed to your owning that gun 00:37:19.380 |
or why they're opposed to your being able to go out and shoot. 00:37:23.380 |
Because what happens is a lot of the conversations 00:37:26.380 |
and various political debates are driven by fear. 00:37:35.380 |
But oftentimes fear comes from lack of exposure, lack of awareness. 00:37:43.380 |
Consider somebody who comes in from the middle of the bush 00:37:46.380 |
and all of a sudden sees an escalator for the first time. 00:37:49.380 |
They're not going to immediately want to jump on the escalator. 00:37:53.380 |
But to you, you jump on the escalator and it's no big deal. 00:37:56.380 |
And oftentimes when you look into these political conversations with actual people, 00:37:59.380 |
I'm not talking about the ideologues who have an agenda 00:38:03.380 |
of wanting to accomplish change A or accomplish change B. 00:38:06.380 |
I'm talking about people, actual real life breathing people. 00:38:10.380 |
Often what you find is that they have fear over a certain subject 00:38:13.380 |
because of lack of awareness, lack of exposure. 00:38:17.380 |
So if you have a political issue that's important to you, 00:38:20.380 |
yeah, fine, send off your money, join the NRA or whatever, 00:38:23.380 |
gun owners of America or whatever political thing it is. 00:38:32.380 |
But you'll do a lot more by just choosing another person 00:38:36.380 |
and getting into their world a little bit, trying to understand them. 00:38:40.380 |
Take them and expose them to what you're aware of. 00:38:50.380 |
I think you'll start to understand the other side a little bit more 00:38:53.380 |
and you'll start to have some hope of affecting some other people. 00:38:58.380 |
Next, if there's a political issue that you really care about, 00:39:03.380 |
before you run out and vote for somebody who promises you something, 00:39:07.380 |
ask yourself is there something that you can actually do that will change the situation. 00:39:13.380 |
Is there a way that you can actually help, first of all? 00:39:19.380 |
It's one thing to vote for the politician who promises, 00:39:22.380 |
"Hey, I'm pro-life. I'm going to do something against abortion." 00:39:26.380 |
It's another thing to have a child yourself or to adopt a child 00:39:32.380 |
or to get involved in supporting a pregnant mother locally. 00:39:38.380 |
It's absolutely insane that there are thousands and thousands of children 00:39:44.380 |
in adoption agencies and foster care agencies all over the country 00:39:50.380 |
who sit there year after year after year without a parent willing to step up and say, 00:40:00.380 |
Meanwhile, those same parents systematically say, 00:40:05.380 |
"Yeah, we're in favor of life. We're pro-life." 00:40:10.380 |
Don't just talk. Do something. Do something that you can do. 00:40:16.380 |
All of a sudden, if you start doing something, 00:40:19.380 |
you pull down a lot of your opponent's arguments. 00:40:25.380 |
I'm not here to tell you what you can or can't do, 00:40:27.380 |
but recognize that there's something you can do 00:40:32.380 |
in whatever political area that you care about. 00:40:38.380 |
but can you go and help a mother who is pregnant and who is struggling? 00:40:44.380 |
Can you go and make a car payment for her every month? 00:40:47.380 |
Can you go and take food or organize a group of people to take food to her 00:40:51.380 |
four or five days a week to make sure that she's cared for? 00:41:04.380 |
I use that just because it's very important to me, 00:41:07.380 |
and I try to talk from the heart about things that are important to me, 00:41:12.380 |
But if you have a political issue that you care about, 00:41:27.380 |
and coerce everybody in your town to join up with you and do something. 00:41:40.380 |
if your hope depends on organizing 150 million people 00:41:44.380 |
in the United States of America to agree with you. 00:41:49.380 |
Again, your hope for the future will be destroyed 00:41:53.380 |
if your hope depends on organizing 150 million people 00:41:59.380 |
in the United States of America to agree with you. 00:42:04.380 |
Just making that number up because it's about half of the U.S. population, 00:42:12.380 |
if you can't get your next-door neighbor to work with you, 00:42:17.380 |
or if you can't get your friends at church to work with you. 00:42:23.380 |
Again, pick on adoption because it's important to me. 00:42:28.380 |
In my state, there are tens of thousands, if not hundreds of thousands, 00:42:35.380 |
of people who come together as a local church body. 00:42:39.380 |
Those churches contain anywhere from a few to hundreds or thousands of people. 00:42:47.380 |
sitting on the Florida State foster care rolls, 00:43:04.380 |
You may not be able to open your home to a child, 00:43:07.380 |
but can you get two or three of your neighbors 00:43:09.380 |
and make some food for somebody in your church 00:43:16.380 |
Can you help some of those moms who are struggling? 00:43:23.380 |
If you think that voting is going to change something, you're wrong. 00:43:33.380 |
and the votes are reflective of those changes, 00:43:37.380 |
which leads me--I've already stolen my own thunder--to number 10. 00:43:42.380 |
Start with yourself and focus on one area of influence 00:43:47.380 |
where you think you can actually make a change. 00:43:55.380 |
until first you've squared away your own problems. 00:44:08.380 |
before you try to worry about the speck that's in your brother's eye. 00:44:15.380 |
Number one, and in context with that scripture passage, 00:44:18.380 |
number one, you've got to actually take the log out of your own eye 00:44:21.380 |
before going and taking the speck out of your brother's eye. 00:44:28.380 |
once you've taken the log out of your own eye, 00:44:35.380 |
But don't try to go and fix all the problems of the world 00:44:38.380 |
until you've started with one very simple problem 00:44:45.380 |
and with your next-door neighbor, whoever that is. 00:44:53.380 |
Let the rich help the poor and you help yourself. 00:45:14.380 |
And over time, you might be able to help three or four. 00:45:16.380 |
And let the people who've helped a few thousand people who are poor 00:45:19.380 |
go on and help the millions to not be poor anymore. 00:45:26.380 |
You can't help your neighbor with food if you don't have any food. 00:45:30.380 |
You can't help your neighbor with their marriage problems 00:45:36.380 |
You can't help the kid on the street if your kids are a mess. 00:45:42.380 |
So start with yourself and focus on the one area of influence 00:45:50.380 |
between those who talk about problems and those who solve problems. 00:45:54.380 |
And the people who talk incessantly about problems 00:45:57.380 |
are probably the ones who are the least engaged in actually solving problems. 00:46:01.380 |
And the people who are the most engaged in actually solving problems 00:46:04.380 |
are probably the ones who want to talk the least. 00:46:09.380 |
I must confess that I myself have far too often 00:46:25.380 |
So I'm starting and have started with me for a long time now. 00:46:29.380 |
But I'm encouraging you to do the same thing. 00:46:32.380 |
It's fine to talk, but your talk must be borne out in action. 00:46:44.380 |
Begin with yourself, begin with your family, begin with your neighbor. 00:46:49.380 |
And don't worry about the rest of the country. 00:46:52.380 |
Because the rest of the country, unfortunately, 00:46:56.380 |
is just a reflection of all the other people in it. 00:47:10.380 |
I want to read a quote because it's just a friend of mine, 00:47:14.380 |
a buddy of mine actually here where I live in Florida. 00:47:17.380 |
And he wrote this as a Facebook post during the recent election cycle. 00:47:24.380 |
It talked about the most powerful thing that the central government has stolen 00:47:30.380 |
from you and from me, from the people of these United States. 00:47:38.380 |
I used to say we just need more people paying attention to what's really going on. 00:47:43.380 |
The problem is human attention is most attracted to the biggest and the loudest things, 00:47:56.380 |
And so there is self-indulgent activities that I used to participate in all the time, 00:48:01.380 |
convinced that by participation in those activities, 00:48:04.380 |
those big, loud, obnoxious activities, I was actually making an impact. 00:48:10.380 |
The most powerful thing that the central government has stolen from the people 00:48:22.380 |
You might be thinking they've stolen my money or they burden me with regulations 00:48:26.380 |
or they've messed up educating our children or something else. 00:48:30.380 |
By giving the federal government the responsibility of all those things, 00:48:34.380 |
you have essentially made it impossible to actually get them back to where they belong, 00:48:45.380 |
During the revolution, it was not said we should replace the king in order to get our freedom. 00:48:49.380 |
Rather, it was said we should remove the king's power in all of our local communities 00:49:02.380 |
One, anyone who was sent by the king of England to their local communities, 00:49:05.380 |
they made it very uncomfortable for them to stay. 00:49:08.380 |
Two, any business that was supporting the king of England was immediately on the list of the people 00:49:13.380 |
to no longer purchase goods or services from that business. 00:49:17.380 |
Three, they transferred all of their wealth that they had possession of 00:49:20.380 |
into the hands of people they trusted locally. 00:49:44.380 |
The most powerful thing that the central government has stolen from you 00:49:58.380 |
See, the sad truth is that in the United States, the federal government is bankrupt. 00:50:03.380 |
Now, it will continue on just about like it is for the coming decades. 00:50:07.380 |
And who knows when that bankruptcy will be evident? 00:50:11.380 |
Who knows when it will actually be reflected? 00:50:13.380 |
It will probably look nothing like the dramatic thing that a movie 00:50:17.380 |
or your latest greatest favorite dystopian fiction paints it out to be. 00:50:22.380 |
Bankruptcies are often very slow until they're quick. 00:50:28.380 |
And over the coming decades, I expect to live through the systematic bankruptcy 00:50:40.380 |
When the federal government is clearly acknowledged by you and by me to be bankrupt, 00:50:51.380 |
Will it be another tyrant ready to stand up and say, "Vote for me 00:51:00.380 |
Or will it be you and me and millions just like us in our own little communities 00:51:08.380 |
having stepped up and done what needed to be done? 00:51:13.380 |
Not in the name of tyranny and control and coercion, but through service. 00:51:24.380 |
Get out of the trap of thinking that if you can just control enough other people, 00:51:32.380 |
Oh, sure, a few people can get there over time. 00:51:36.380 |
But over time, their deeds are exposed and they will lose their influence and control. 00:51:41.380 |
So although they may seem to have control and they may seem to have power, 00:51:44.380 |
their power and their control will be short-lived. 00:51:49.380 |
Instead of that, recognize that the way to gain power is through service. 00:51:59.380 |
The way to gain influence is not through forcing or coercing other people, 00:52:10.380 |
If you're still listening to this show, 51 minutes and 45 seconds in, 00:52:15.380 |
and if you care about anything I have to say, 00:52:17.380 |
which I assume by the fact that you're still listening, you do, 00:52:21.380 |
please notice that I have never once coerced you to do so. 00:52:26.380 |
I didn't come and strap your headphones to your head and say, "You must listen or else." 00:52:31.380 |
I didn't bring a gun to your house and say, "You've got to listen to Radical Personal Finance." 00:52:35.380 |
Not a single time have I ever coerced you in any way. 00:52:45.380 |
I've actually tried. I haven't necessarily tried to make it hard for you to listen, 00:52:55.380 |
There are things that I've done that I could do differently that would have made this far more palatable 00:53:00.380 |
and far easier for you, but you're still here. 00:53:04.380 |
You're still listening of your own free and voluntary choice. 00:53:37.380 |
So, they rile you up and they incite your emotions and then they do absolutely nothing that they said they're going to do. 00:53:52.380 |
I guess I was a little bit overstated when I said they do nothing they said they're going to do. 00:53:59.380 |
But all of that was a line of lies that they fed you to get you emotionally engaged in the process. 00:54:06.380 |
Why? Because if you're not emotionally engaged, you don't show up to vote for them and then they don't have any power. 00:54:14.380 |
Because half of these men and women couldn't do anything if it weren't for that one skill of getting you angry enough to vote them into office. 00:54:25.380 |
All they know how to do is accrete and exercise political power. 00:54:45.380 |
No matter who wins the election tomorrow, you can do any of those things above that I said. 00:54:52.380 |
Nothing will change with your ability to change. 00:55:00.380 |
So, I recommend that you ignore them and you focus on you. 00:55:10.380 |
He was not original with him but he popularized it. 00:55:13.380 |
You have your circle of concern and you have your circle of control. 00:55:19.380 |
The circle of concern is all the things that you care about in the world. 00:55:24.380 |
Of which there are for you and for me thousands, tens of thousands of things. 00:55:42.380 |
And if you think about that circle, it's so utterly overwhelming you don't know where to start. 00:55:48.380 |
But there's another circle and that's called your circle of control. 00:55:58.380 |
So you might be concerned about global climate change but you can't do anything about that. 00:56:05.380 |
What you can do is plant some trees and flowers in your front and back yard. 00:56:13.380 |
You might be concerned about how workers are treated in China. 00:56:21.380 |
What you can do is think about how you're treating the person that you've hired. 00:56:28.380 |
You might be concerned about the national debt but you can't do anything about that. 00:56:35.380 |
What you can do is do something about your own debt. 00:56:40.380 |
So the secret to power and influence and growth is to focus exclusively on that circle of control. 00:56:51.380 |
And not to worry too much about the circle of concern. 00:56:55.380 |
If you need to read a newspaper or keep an eye on the morning headlines just so you feel connected, that's fine. 00:57:03.380 |
Just recognize I'm kind of just keeping my interest titillated. 00:57:10.380 |
The more you focus on your circle of control, on the things that you can actually change, the more those things will change. 00:57:20.380 |
And then you start to harvest the power of the compound effect. 00:57:25.380 |
See, money compounds over time but so do many other things in life. 00:57:31.380 |
And all the little actions that you take in your circle of control will compound. 00:57:36.380 |
And over time, your circle of control will become much bigger. 00:57:40.380 |
If you're faithful with a little, the time will come when you have a lot. 00:57:46.380 |
So you can't do anything about the national debt but you can do something about your debt. 00:57:51.380 |
And as you're doing something about your debt, your next door neighbor will get inspired as you share your story with them. 00:57:59.380 |
And then as they do something about their debt, then all of a sudden, they'll inspire a couple of their neighbors and a few of their neighbors will do something about their debt. 00:58:11.380 |
All of a sudden, you have all kinds of people who are increasingly becoming debt-free. 00:58:15.380 |
And all of a sudden, as they start to experience less control by their creditors and by the people that they owe money to, 00:58:23.380 |
all of a sudden now those people will systematically feel more emboldened. 00:58:28.380 |
And they won't live their lives in constant fear thinking, "Well, I need the government to step in and bail me out. 00:58:33.380 |
I need the government to step in and pay off my student loans. 00:58:35.380 |
And if we don't elect the right person, I'm going to be facing destruction because of my student loans." 00:58:43.380 |
You can't do anything about global warming but you can plant a garden bed in your backyard or in your front yard. 00:58:50.380 |
And what happens is that as you do that, maybe your next door neighbor will. 00:58:54.380 |
All of a sudden, you're growing some food and they're growing some food and you're making your community beautiful. 00:58:59.380 |
You're pumping some oxygen into the environment. 00:59:02.380 |
You're taking out some carbon dioxide and that has a ripple effect. 00:59:12.380 |
Now, once you've taken care of yourself and your family and your next door neighbor and a couple of your buddies, 00:59:17.380 |
then maybe go ahead and you can expand a little bigger. 00:59:31.380 |
I encourage you if you're listening to this before going out and voting on November 8th, go and vote. 00:59:39.380 |
Vote as you feel you need to vote for the reasons that you think you need to vote. 00:59:43.380 |
But don't delude yourself into thinking that your vote has any meaning or impact more than simple symbolism. 00:59:53.380 |
And don't ignore where the power actually is. 01:00:02.380 |
And then when you're done voting, come on home and sit down and make a plan for something that you can change in your own life. 01:00:13.380 |
Something that you can change that will actually be valuable. 01:00:16.380 |
Something that will actually make a difference. 01:00:24.380 |
That's the end of today's podcast for the majority of you. 01:00:28.380 |
But I do have one just very short encouragement. 01:00:31.380 |
I know I said when I talk about religion that would be a good time to hit fast forward. 01:00:35.380 |
But I know many of you in my listening audience are Christians. 01:00:41.380 |
I want to just encourage you with a couple of simple thoughts. 01:00:46.380 |
This election season has been incredibly challenging for those of you like me who are disciples of Christ. 01:00:59.380 |
Seeking to discern what is happening is so incredibly difficult. 01:01:13.380 |
I just want to encourage you with one simple passage of scripture that I think is incredibly powerful. 01:01:23.380 |
Here in the United States we seem to be in a period of time where more and more those of you who have a desire to stand for God's truth will face more and more challenges. 01:01:36.380 |
I don't see, although the world situation is very different than the U.S. situation, that much seems apparent to me. 01:01:57.380 |
But oftentimes it means, it leads to a question of what do I do? 01:02:01.380 |
I encourage you, go back and if you haven't read it recently, go back and read the book of Jeremiah. 01:02:07.380 |
And I'm just going to read one very short passage that, especially in light of my comments today, for those of you who are Christians, I think is incredibly valuable. 01:02:16.380 |
Remember, much of the context of Jeremiah is where the people of Israel are sent into exile. 01:02:23.380 |
God judged them for their collective sin and they're sent into exile for hundreds of years. 01:02:31.380 |
But here is the instruction that came to them through the prophet Jeremiah in chapter 29. 01:02:42.380 |
You go and read the book for yourself and figure out how and whether to apply this to your own life. 01:02:51.380 |
"Thus says the Lord of hosts, the God of Israel, to all the exiles whom I have sent into exile from Jerusalem to Babylon. 01:03:10.380 |
Take wives for your sons and give your daughters in marriage that they may bear sons and daughters. 01:03:20.380 |
But seek the welfare of the city where I have sent you into exile and pray to the Lord on its behalf. 01:03:30.380 |
For in its welfare, you will find your welfare." 01:03:36.380 |
It continues on. I just emphasize that again. 01:03:38.380 |
"Seek the welfare of the city where I have sent you into exile and pray to the Lord on its behalf. 01:03:46.380 |
For in its welfare, you will find your welfare." 01:03:52.380 |
As the acrimony of this election season has mounted, 01:03:57.380 |
I encourage you to be one of those who is diligently engaged in seeking the welfare of the city where you are. 01:04:10.380 |
Don't constantly be one who stands up and has nothing but negative words to say. 01:04:16.380 |
Be one who's active, who's doing actively engaging in all of these things that I've said here in today's show, 01:04:23.380 |
and who's carefully and diligently seeking the welfare of your family, your friends, and your neighbors. 01:04:33.380 |
Finally, if you're a Christian, be very careful to guard your attitude. 01:04:39.380 |
It's easy when you're put upon, it's easy when you're attacked to respond and to revile back out of a sense of righteous indignation and justice. 01:04:49.380 |
But recognize that you're called to be humble, and I'm called to be humble. 01:04:55.380 |
We're called to have a response that's different. 01:04:59.380 |
If you'd like a valuable book to meditate on as we go into election day, whether it's the night of election night or whatever, 01:05:05.380 |
take eight or nine minutes and go back and read the book of 2 Peter. 01:05:09.380 |
Encourage yourself with the attitude that God wants you to have, and be very thankful that God is slow. 01:05:19.380 |
Not because He is slow, but because He has a desire, as 2 Peter says, that each person would be able to come to a place of repentance. 01:05:30.380 |
So don't gloat, don't despair, just get to work. 01:05:37.380 |
And do it with the right attitude and the right purpose of heart. 01:05:43.380 |
Sweet Hop is an online marketplace curating the best in premium seating at stadiums, arenas, and amphitheaters nationwide. 01:05:49.380 |
With Sweet Hop's 100% ticket guarantee, no hidden fees, and the personal high-level service you expect with a premium purchase, 01:05:56.380 |
you can relax, knowing you'll receive the luxury experience you deserve. 01:06:00.380 |
Visit SweetHop.com today to book your premium tickets to your favorite teams, artists, and all the must-see live events to Sweet Hop Around L.A. 01:06:08.380 |
S-U-I-T-E-H-O-P.com. It's more than just a ticket.