back to indexRPF0317-Shane__Julie_Good
00:00:02.040 |
The perfect gift for the hockey fan in your life. 00:00:04.380 |
A three game pack starts at just $159 and includes a holiday blanket. 00:00:08.840 |
Buy today and you'll receive an additional game for free. 00:00:15.320 |
Today on Radical Personal Finance, I have a fun and lighthearted 00:00:23.160 |
Sometimes it's easy as parents to think that kids mean the end of adventures. 00:00:29.480 |
After all, it would have been so easy if my wife and I had gone and backpacked 00:00:33.960 |
to the world when it's just the two of us, right? 00:00:37.080 |
Today, my guests on today's show have seven kids and they live part time in a 00:00:50.600 |
And they live the other part of the time in a tiny house with their seven kids. 00:00:58.400 |
And they've cobbled together this fascinating and flexible and mobile 00:01:03.760 |
lifestyle that I think you'll find fun and inspirational. 00:01:09.240 |
Welcome to the Radical Personal Finance podcast. 00:01:28.680 |
I am your host, your fearless leader in the pursuit of the good life today, 00:01:33.760 |
while also building a plan for financial freedom in 10 years or less. 00:01:37.120 |
Today, we're going to talk about living the good life and financial freedom. 00:01:40.360 |
Frankly, I don't know what to say about this interview. 00:01:45.240 |
I think you're going to enjoy this because it's inspirational to see how life is 00:01:49.040 |
just more fun and financial freedom is more fun when you incorporate family into it. 00:01:53.760 |
I'm not usually caught flat footed with something to say there. 00:02:01.360 |
The music trudges on, but today that's the case. 00:02:04.520 |
But my guests today are Shane and Julie Good. 00:02:10.280 |
I found them from surfing around a tiny house website. 00:02:13.800 |
I, like many people have a fascination with this tiny house thing and I found 00:02:19.040 |
And then I figured out they have seven kids in this bus. 00:02:22.600 |
And I just said, man, this is perfect fodder for radical personal finance. 00:02:28.760 |
We talk about just what their lifestyle, they built together this lifestyle that 00:02:33.200 |
is really, really flexible and gives them a lot of freedom while still providing 00:02:37.720 |
And they've got a lot of tips and tricks and tactics to share. 00:02:41.120 |
And I think it's very, very valuable to see, you know, many of us think, oh, I've 00:02:44.520 |
got to be old and rich to live the good life. 00:02:49.400 |
You might be able to do it even when you have seven young children to care for and 00:02:53.720 |
So I think you're really going to enjoy today's interview. 00:02:56.240 |
One sponsor for today's show before I play the interview for you. 00:03:00.760 |
Trade King is the brokerage company, the official brokerage endorsed provider of 00:03:08.920 |
If you need brokerage services, a place to house your stocks, some of your mutual 00:03:13.360 |
funds, if you're not working with an advisor who's custodianing those assets, 00:03:17.720 |
If you need a place to trade, if you'd like to do individual securities trades of 00:03:22.160 |
some kind for your personal investment approach, consider Trade King. 00:03:25.560 |
They have world class educational products, world class customer service and 00:03:34.680 |
Tell you what, the world of technology has been incredible for investors. 00:03:39.200 |
It's never been a cheaper time to invest in securities in history of the world. 00:03:48.000 |
Sign up at TradeKing.com/radical for a new account. 00:03:50.240 |
If you open a new account with at least a thousand dollars, do a couple of trades, 00:03:57.040 |
Shane and Julie, welcome to Radical Personal Finance. 00:04:04.040 |
So I stumbled across your bus on some, I think it was a tiny houses forum. 00:04:11.320 |
And I've always loved these, what do they call them, schooly conversions, right? 00:04:18.800 |
So I've always thought these things are awesome. 00:04:21.520 |
And if it weren't for the fact that I'm six foot six and I can't fit inside of a bus, 00:04:26.080 |
so I don't think it's the right route for me, I would probably do something similar to 00:04:31.800 |
what you guys have done, which is take an old school bus and just convert it into just 00:04:37.480 |
And looking at your website, I thought it seemed like you guys have an interesting 00:04:44.520 |
And I thought it'd be fun to have you on and see what you've learned. 00:04:47.280 |
So how did you wind up in the situation where you decided it was a good idea to take an 00:04:53.880 |
old school bus and transform it into a house for you and all your kids? 00:04:57.080 |
Well, this probably started back when I was about five years old, believe it or not. 00:05:03.800 |
My parents, I was born in Washington State, Seattle, and my parents were looking to move 00:05:15.600 |
My mom's family, she's from Washington State. 00:05:19.760 |
So they've kind of done this back and forth thing. 00:05:23.120 |
So they looked into the cost of getting a U-Haul and driving it all the way down there. 00:05:29.960 |
And after calculating the cost, I think it was my dad was thinking, "Well, shoot, why 00:05:39.160 |
Put a divider about halfway back, pack all of their belongings in the back half of the 00:05:46.000 |
bus. It's just me and my sister and my mom and my dad. 00:05:50.160 |
And put a set of bunk beds in, a little Coleman stove, and hey, we'll camp on the way as 00:05:58.600 |
we're moving." And so that was kind of the very beginning of, as far as remembering back 00:06:05.800 |
and kind of the excitement surrounding, I don't know what it is about a bus, all getting 00:06:12.320 |
in a bus and you have your bed in the bus and it feels like camping on the road. 00:06:20.360 |
Yeah. And the ability to personalize it to what fits your lifestyle the best. 00:06:26.800 |
And so we used that same bus to move, I think it was three or four times. 00:06:44.040 |
And then when we went to move back down south again, this is about when I was, I think, 00:06:48.920 |
This would have been like in 1994, 93, something like that. 00:06:56.920 |
The bus, as we were leaving, we'd gone through, we were in eastern Washington and we 00:07:03.960 |
were in a town called Pasco, Washington, and the bus broke down. 00:07:08.360 |
And my dad at that point, it was going to be $5,000 to fix. 00:07:15.440 |
It needed a rebuilt engine or something like that. 00:07:17.760 |
And me and my sister, we could not fathom the thought of losing the bus because it 00:07:26.680 |
And so we begged my dad, don't do this, don't send her to the scrapyard. 00:07:32.640 |
So my dad actually, after appealing to his sentimental side, we convinced him to keep 00:07:43.880 |
So we actually lived in Pasco, Washington for about, I don't know, it took about a 00:07:53.560 |
And then after that, after it was fixed, we brought it all the way down, back down to 00:08:01.600 |
And then that's where it sat till years and years later when some guy came and picked 00:08:11.240 |
Here we are on a finance show, all this cash for something that's just going to sit 00:08:20.720 |
He knew how we felt and we just we had so much fun and memories traveling in the bus. 00:08:31.160 |
I was just going to say, we'll just call that an investment into the love with your 00:08:34.720 |
family, that your kids know that you love them because you listen to them. 00:08:38.960 |
Now, the remarkable thing is that you not only travel with you and your wife, because 00:08:44.160 |
that's relatively easy, but you guys are traveling in this thing with seven kids. 00:08:50.000 |
Seven children ranging from the ages 13 to one. 00:08:57.120 |
So that is awesome because it's really hard to find. 00:09:00.400 |
I mean, maybe that's a little bit of an overstatement. 00:09:03.200 |
Most RVs are not tuned to fit nine people and sleep comfortably. 00:09:08.960 |
So when you get to the place where you have seven kids plus two parents, is that why you 00:09:17.600 |
When it came time for us, because my wife and I, we do ministry work and the house we 00:09:25.400 |
are living in was owned by the ministry that we are working for. 00:09:29.480 |
And so when they sold it, they basically said, look, we'll, because we do basically 00:09:36.320 |
And they were like, look, we'll invest into helping you guys get to where you need to 00:09:41.400 |
go and traveling around and continuing doing the, we do ministry work. 00:09:46.160 |
We do music ministry and different things like that, outreach ministries and stuff. 00:09:51.880 |
And so we were able to, and that's one of the questions we actually get a lot is, why 00:10:03.200 |
And really it's basically what you touched on that we have a large family. 00:10:07.640 |
We didn't have as many kids then, but we kind of knew where the trend was going. 00:10:11.520 |
The school bus idea was kind of planted in Shane's heart since he was young. 00:10:20.200 |
Let's find a school bus and let's convert it. 00:10:24.360 |
We didn't just put a sofa and a Coleman stove in and some bunk beds. 00:10:29.480 |
We really wanted to make it a place that we could live for a long period of time. 00:10:36.240 |
If we were going to be say building another house or traveling a lot, whatever we were 00:10:42.160 |
going to be doing, we wanted to be comfortable while we were living there. 00:10:47.960 |
So yeah, having it built the way it is, and I'm sure you've seen pictures and maybe our 00:10:55.960 |
So spread out over the time of about, I think three years, we are sorry, about five and 00:11:02.920 |
We've lived in it probably a total of three years. 00:11:07.320 |
And that, you know, well, I do, I do carpentry work as well. 00:11:11.920 |
And so, you know, if we built a house and are selling it, we'll move back to the bus 00:11:16.360 |
and we'll live in the bus while we're building a house. 00:11:18.680 |
Or, you know, if we're on a trip or traveling, you know, we'll live in the bus. 00:11:22.720 |
So yeah, it, it, it actually has made things a lot more convenient because we always in 00:11:30.600 |
You know, we always have a house we can fall back on. 00:11:34.320 |
It's small, but you know, it's got everything we need. 00:11:38.160 |
And we didn't have to, you know, take out a loan to build it. 00:11:42.840 |
We just, you know, so it's something that is just ours. 00:11:49.840 |
We don't have to have, I guess the extra fees and mortgages and that you would have on a 00:11:59.240 |
One of the, one of the, I guess, major benefits I see of, of it, I would love to see, and 00:12:06.200 |
I want to move to your tiny house as well, but I'd love to see most young people start 00:12:11.840 |
their life with a tiny house and a trailer, one of the houses that's built on a trailer. 00:12:17.120 |
Because if you can start with your own dwelling place, that's small enough to go on a trailer 00:12:21.640 |
and you can just hook it up to your truck or have somebody truck it for you. 00:12:26.000 |
And you can know that you always have that as a fallback plan. 00:12:28.320 |
You can always park it in somebody's driveway or in somebody's backyard. 00:12:32.120 |
It provides a sense of security and a sense of safety for you. 00:12:36.600 |
And I think a lot of people are looking for that sense of security and they find it difficult 00:12:41.640 |
But if you have a little cozy place to live that doesn't have any ongoing monthly payments 00:12:46.520 |
associated with it, that can be really, really powerful. 00:12:52.560 |
The funny thing about it is that our son Ashton, he's 10 and he's already dreamed up these 00:13:02.040 |
And so he wants to do it in a tiny home and do one of those, I guess you'd call them tumbleweed 00:13:08.680 |
style houses, but make it a little restaurant and travel around. 00:13:14.760 |
So tell me about the tiny house and let's define because a podcast is an audio only 00:13:20.440 |
So let's describe a little bit of what we mean by a tiny house. 00:13:23.520 |
It's not a tumbleweed plan on a trailer, but it's still relatively small. 00:13:28.560 |
So describe the house and what's the story behind it. 00:13:37.000 |
Actually, we lived down south for quite a long time and in the south, New Orleans style 00:13:48.680 |
And so when we moved up north, no one has houses such as that. 00:13:53.840 |
And I've kind of always made it a little bit of a hobby of mine, building and designing 00:14:01.680 |
I like to build them as small as I can, but really functional. 00:14:04.800 |
So a lot of time you see people with these large houses that aren't functional. 00:14:10.460 |
They have wasted space and they aren't organized well. 00:14:15.540 |
They don't use their cabinet space well and they find they just pile up their things rather 00:14:24.040 |
And so I like to design a small space that is extremely functional. 00:14:33.400 |
So I would as a hobby design these very tiny homes and then we had an opportunity to build 00:14:42.000 |
And so to kind of give people an idea, most tumbleweed houses and tiny homes, they'll 00:14:48.520 |
fit on a, like what you were saying, on a trailer. 00:14:55.400 |
The tiny home we built, we call it a tiny home for us because we're a family of nine. 00:15:07.360 |
It's got a dining room, a kitchen, a mudroom area where you can hang jackets. 00:15:13.680 |
It's got a decent size living room, two bedrooms and two full baths. 00:15:17.600 |
So we fit all of that into a 14 foot wide by 40 foot long two story house. 00:15:27.480 |
And the number one comment we get from everyone is when they walk in, it's like, "Oh my gosh, 00:15:36.040 |
Because Julie, of course, she does all the architectural designing of these houses and 00:15:40.800 |
she's really good at organizing the space and making sure there's no wasted space anywhere 00:15:46.880 |
And we'll both sit over a program, a plan and we'll just go back and forth with ideas 00:15:53.800 |
and change things until we feel like it's like, "Yeah, that's perfect." 00:15:59.480 |
One thing we did do is we put nine foot ceilings in the home upstairs and downstairs. 00:16:06.120 |
And that really opens up your space because people are vertical, most of us, some people 00:16:14.520 |
But for the taller people, when you have your space go up, rather than creating a large 00:16:26.280 |
And of course, we always put lots of windows and tall windows. 00:16:34.440 |
And the pictures look cool as far as having that New Orleans style, that tall two story, 00:16:43.400 |
But on the lot, why did you choose that place to build it? 00:16:49.000 |
Because it seems like the lot is so large that the natural decision would be to increase 00:16:56.120 |
- The lot actually for that house is only 25 feet wide. 00:17:04.480 |
- So that specific lot that that house is on- 00:17:09.280 |
- There's actually six lots there that sit side by side. 00:17:19.120 |
I actually went out there one day and we hadn't bought a lawnmower yet. 00:17:24.480 |
And I had a razor blade, it's called an Olfa blade. 00:17:30.960 |
And kind of as a joke, because our grass was long, so I just sat down and just started 00:17:35.800 |
I actually cut the whole front lawn with a razor blade. 00:17:40.240 |
- But the funny thing about it is I actually videotaped it. 00:17:44.720 |
- I don't know, I've kind of been holding that video back. 00:17:49.920 |
So the reason I'm probing on this is here on Radical Personal Finance, we talk about 00:17:54.360 |
a lot of strategies that will allow people to build financial freedom in a relatively 00:18:06.920 |
And what stands out to me is because of your design capacity, you've built a really beautiful 00:18:13.240 |
space, but two beautiful spaces, the house and the bus, but on less cost than many other 00:18:25.080 |
And many people are intimidated by the idea of having seven kids because now I've got 00:18:34.440 |
Have you guys always been weird like this or what was the journey? 00:18:39.240 |
- Probably, we know we're different than probably most people and we're able to just get up. 00:18:48.480 |
One thing we like about what you're talking about, the financial freedom side of it, is 00:18:59.080 |
In the sense like we can just go, "Hey, let's jump in the bus and we're going to go down 00:19:04.120 |
Or someone's invited us to go visit and minister at their church over here. 00:19:09.360 |
We can do that because we don't have these enormous home payments. 00:19:18.520 |
Actually that house that you're looking at too, the tiny home, we built that cash as 00:19:22.240 |
well because we were able to sell another house and we've slowly just gotten debt-free. 00:19:30.600 |
And you asked the question, "Why did you choose this small house?" 00:19:36.240 |
We were able to build a really beautiful home that feels rich inside, but it's small and 00:19:45.080 |
- Another thing we've discovered is when you have a smaller space, you can buy or invest 00:19:53.360 |
in maybe the nicer things because you don't have to buy as much of it. 00:19:57.920 |
Say you want to have really nice hardwood floor. 00:20:00.760 |
Well, in a large house, that might be totally out of your budget. 00:20:04.440 |
But if you have a smaller space, you can have really nice wood floors or invest a little 00:20:10.960 |
bit more money into say a really nice set of cabinets where... 00:20:19.760 |
You can get nicer windows and in a smaller space and really make a rich environment where 00:20:28.480 |
if you have say a large house and you have to kind of lower the cost on some things because 00:20:33.800 |
you have more carpet to buy or more flooring to buy, more sheetrock, more trim. 00:20:44.520 |
And it's one of the things that people often forget that if you are careful with the things 00:20:49.480 |
that you choose, you can choose to have the things that you want. 00:20:54.960 |
And as my friend Paula Pant says, "You can't afford everything, but you can't afford anything." 00:21:00.560 |
So if you clarify what's more important to you and prioritize that, you can do it. 00:21:09.120 |
It's better to live in a small luxurious bungalow on the beach than a big ramshackle giant house 00:21:16.000 |
in the suburbs of some cold city you don't want to be in. 00:21:24.520 |
It's better to have a small wardrobe of clothes that you love and that you feel good in than 00:21:28.440 |
a closet packed full of things you don't want to wear. 00:21:30.920 |
- My motto is, "If I don't love it, I don't buy it." 00:21:38.600 |
In the past, I've gone and bought items because they're on sale, not necessarily because I 00:21:45.800 |
And whether it's clothing or shoes or pillows or whatever, I find if I don't love it, it 00:21:55.400 |
And then I eventually get rid of it and I revert back to the things I really like. 00:22:00.120 |
So especially with so many children, if I don't love that item, I just don't buy it. 00:22:06.360 |
- If you don't love a child, you get rid of them. 00:22:09.080 |
- As long as we have so many children, we can't just go in and buy everything we see. 00:22:26.520 |
One of my favorite jokes, it was a little bit funnier before he fell into disgrace, 00:22:31.560 |
but Bill Cosby always used to say to joke to his kids, one of his jokes was, "Better 00:22:36.080 |
straighten up because I can get rid of you and make another one look just like you." 00:22:43.280 |
- And actually, one other thing I wanted to mention, when Shane and I first had Isaiah, 00:22:51.040 |
he's our oldest son, that we, the typical thing is when you have kids, you start holding 00:23:01.460 |
You don't travel as much, you don't go to restaurants because you now have a baby, and 00:23:06.760 |
we're like, we do not want to live that kind of life. 00:23:09.360 |
So from the get-go, we would bring our children to a restaurant and teach them how to behave 00:23:19.120 |
And the important thing about that is, for one, we can go out into public and our kids 00:23:27.200 |
And then the other thing is living in a small space, the children have learned to respect 00:23:33.080 |
our authority, and from a young age, we started that. 00:23:37.120 |
So whether we're in a small space and we need them to behave, because that can be a stressful 00:23:44.760 |
environment, they've learned to respect our authority and respect us and what we ask. 00:23:52.360 |
- And another thing, too, is you retain your sanity in the sense of, so many times, like 00:24:00.320 |
what Julie was saying, when people start having children, it seems they almost put their life 00:24:07.040 |
And one of the things now is if we go to a restaurant or something and people will see 00:24:13.040 |
us walk in with this huge family and, "Oh my gosh, they're seating this huge family 00:24:27.760 |
By the end of the meal, people always will come over to our table and say, "You know, 00:24:32.640 |
when we saw you being sat here, we were nervous. 00:24:38.080 |
But you guys have the best kids and they're so well-behaved and they're quiet." 00:24:44.440 |
And that comes from living life with your kids. 00:24:49.320 |
You don't have to, just because you have a kid or two kids or three kids, it doesn't 00:24:53.160 |
mean like, "Oh, now I have to stay home," or "We can't go and do things." 00:24:58.480 |
You teach your kids to do things with you, and then they learn how to respect those environments 00:25:05.920 |
that they're in and it just works so much better. 00:25:08.640 |
I got to admit, I am a little envious of your family, of a beautiful family. 00:25:13.360 |
I got to imagine how much fun a bus trip would be with seven kids. 00:25:26.060 |
My favorite memory is growing up or traveling across the country with my family. 00:25:31.160 |
For those who haven't been from a big family, I feel bad for families whose Thanksgiving 00:25:42.240 |
Our table is never boring and it's even better. 00:25:44.280 |
I don't know what y'all's family background is, but it's even better now because now not 00:25:48.760 |
only are there seven kids, but now there's grandchildren all around. 00:25:55.640 |
Yeah, well you know, my parents, they only had two, it was just me and my sister. 00:26:02.720 |
Looking back, I'm like, "I wish I would have had a brother." 00:26:05.880 |
There's a lot of cool things I could be doing with my brother right now. 00:26:08.280 |
We do a lot of, we do filming and different things like that. 00:26:12.600 |
I'm like, "Man, if I had a brother, he could be helping me right now." 00:26:19.800 |
That's where my sister's husband comes into play. 00:26:24.200 |
I don't know if you've seen any of the videos that we have two different YouTube channels. 00:26:28.560 |
We have our Good News Boss channel and then we have our Lugnut Film channel. 00:26:33.840 |
You can meet Chris on the Lugnut Film channel. 00:26:42.920 |
Practically speaking though, you said your house has two bedrooms. 00:26:47.040 |
I would guess, I mean correct me, but as your children are relatively young right now, do 00:26:51.480 |
you anticipate moving out and into a different situation in the future? 00:27:05.800 |
What the plan is or was, it just depends on what happens, is we have six lots in that 00:27:17.240 |
We were going to build more of these style homes and increase the size, not tremendously, 00:27:23.440 |
but the next house would have been three bedrooms instead of two, but still keeping that small 00:27:33.160 |
What we did in the second bedroom, we have two sets of bunk beds. 00:27:39.560 |
Then above the closet, because we have nine-foot ceilings, we made the closet shorter and we 00:27:53.840 |
This might sound bad, but our youngest child just slept in our closet. 00:27:58.400 |
It's like an open walk-in closet where the door was never shut kind of thing. 00:28:03.840 |
My wife and I, we spent the first year of our marriage in a 234-square-foot studio apartment. 00:28:13.000 |
I figured two kids could go in there and then we could put a bed in the bathtub for the 00:28:21.040 |
I mean, obviously, we're having fun with the subject, but generally, human beings take 00:28:28.280 |
If they're small human beings, take up about three linear feet by what? 00:28:33.080 |
About six square feet when they're lying down and sleeping. 00:28:44.200 |
When we built that, if we would have built it to stay in, I would have designed it in 00:28:48.480 |
such a way with built-in bunk beds and even a separate room for a girl's room and a boy's 00:28:53.880 |
room, but we were building it for the purpose of turning it around and selling it. 00:28:58.480 |
I didn't want to have seven built-in beds and stuff like that because resettle wouldn't 00:29:07.560 |
Our bus is actually more accommodating than the house because we have a bed for almost 00:29:18.040 |
Which is kind of funny when you think about it because it's so small. 00:29:21.560 |
It's like 220 square feet and it comfortably will sleep eight. 00:29:32.320 |
The youngest one, Seth, shares a bed with Kira. 00:29:37.400 |
They're our two youngest, so they share a bunk right now. 00:29:43.320 |
You can read some of the comments, of course, that people make on our YouTube channel. 00:29:49.240 |
Every once in a while, you get a comment from somebody like, "What are you going to do when 00:30:00.680 |
Actually, we already have a plan in the works of doing a new bus. 00:30:06.520 |
We have an opportunity to possibly get a bigger bus. 00:30:09.520 |
I've already done the floor plan and everything that has a bed for everybody. 00:30:26.820 |
It sounds like you guys have built what, from just an initial glance, seems to be a really 00:30:40.680 |
A lot of our lifestyle, as far as financially, is very much based on trusting and really 00:31:02.240 |
We learned a long time ago that finances and having things and having money isn't what 00:31:10.280 |
We can look at society and see that you look at Hollywood. 00:31:15.240 |
These people have millions of dollars in the bank and people are committing suicide. 00:31:23.760 |
I think you hear—and you would probably know better on this—but you hear that so 00:31:27.800 |
many marriages are destroyed because of finances. 00:31:32.480 |
We've had several times in our life where we have had zero dollars in the bank account. 00:31:49.640 |
Early on, there were some times where Julie and I originally were managing three businesses 00:32:05.400 |
What happened was when the economy really started to tank, we pretty much lost. 00:32:14.440 |
They were debt-free, but we had put hours and hours of work and time into these stores, 00:32:25.440 |
That going through that, it never affected Julie and I's relationship or our marriage 00:32:34.200 |
It was a time of like, "Man, all of that time, all of that building and stuff." 00:32:45.400 |
>> JANICE KATZ: We were fortunate that we didn't have to go bankrupt and we didn't 00:32:55.320 |
People say, because we always have managed to stay out of debt. 00:33:02.280 |
Then we just kind of go, "Well, okay, let's just keep moving here. 00:33:14.880 |
I also volunteer for our ministry, and I do music. 00:33:21.640 |
As far as the music side of things go, web design, and we do video stuff. 00:33:28.720 |
None of these things are bringing in just tons of cash by any means. 00:33:35.640 |
Our family, whether it's through people blessing us or whether it's through a job I get, we're 00:33:41.680 |
always taken care of and we've always had enough. 00:33:51.920 |
If you get a little extra money and you're able to do something fun, then that's great. 00:33:57.600 |
The most important thing is that the family's happy. 00:34:00.440 |
The kids have a mom and a dad that love them, and the mom and dad love each other. 00:34:25.760 |
Have you ever regretted having so many kids, which obviously they require food to eat? 00:34:40.860 |
If someone would have asked me before I got married, "How many kids do you want to have?" 00:34:58.560 |
Shane and I had a very long-distance relationship before we got married. 00:35:04.600 |
I got married really young, and so we actually had our first child not even a year after 00:35:24.800 |
There's been times when I'm like, "Oh my goodness, we have three kids in diapers right now." 00:35:30.240 |
I've literally been changing a diaper almost every day for the last 12 years, whether they're 00:35:43.120 |
I try not to tell myself that I could have bought a brand new BMW with the amount I've 00:35:53.920 |
Have you learned any tips, tools, tactics, techniques, tricks that come to mind that 00:36:01.800 |
have helped you guys make the dollar stretch? 00:36:04.720 |
We tried cloth diapers for a while, and I don't know. 00:36:12.760 |
Honestly, yeah, there are a few tips for saving money. 00:36:17.760 |
One of the things that we learned, we did what every parent, I think, does when they 00:36:24.320 |
They have a baby shower, and they'll get gifts from that. 00:36:28.200 |
Anything they don't get in their baby shower, they'll go out and they'll buy the diaper 00:36:31.960 |
I can't even think of all the ... I know you could have a room full of things. 00:36:39.240 |
You can have a cradle, and you have all this stuff. 00:36:43.000 |
I think with Isaiah, we had the diaper genie and cribs and every little thing that you 00:36:49.520 |
Pretty soon, as time goes on, you're like, "Boy, gosh, you don't even really need these 00:36:57.560 |
There's a lot of those things you don't actually really need. 00:37:05.200 |
Okay, you have to have this, you have to have that. 00:37:08.760 |
We've gotten to the point of just being, as far as parenting, raising young children, 00:37:14.880 |
pretty laid back in the sense of not having to have all these things that- 00:37:23.320 |
I always just keep a diaper in a little container, wipes in my purse. 00:37:31.640 |
I'm probably the worst at being prepared, I guess. 00:37:36.040 |
I don't bring a closet of clothes with us when we go out somewhere for my child. 00:37:41.480 |
We try to teach the kids, "Okay, when you sit at the table and eat, don't get it all 00:37:51.280 |
It was funny, our kids got it drilled in their head so much to keep their hands clean that 00:37:56.160 |
they'd go to fall on the ground and they're trying not to touch the ground to get up so 00:38:10.920 |
I guess we've tried to ward off things that we see other people having to struggle with 00:38:22.920 |
We meet people constantly and we'll go to Walmart or we'll have moms come up to us. 00:38:28.080 |
They're like, "I can't even handle my one kid. 00:38:33.480 |
Just trying to encourage them and telling them, "Just have more kids and it'll get 00:38:38.160 |
I did find that once I had two or three kids, it seemed easier than just one. 00:38:46.400 |
Then the other thing is the more kids you have, the more they occupy each other. 00:38:51.680 |
If Ethan doesn't want to play with Elisha anymore, he can go play with Ashton or Kira 00:39:03.360 |
It becomes where they very much occupy each other and help each other. 00:39:17.920 |
When Julie started, because she homeschools all the kids, when it came time to him start 00:39:22.160 |
his schooling, he already knew so much from learning from the other kids. 00:39:26.700 |
They would spend hours playing things like Monopoly and learning how to count money and 00:39:34.560 |
I think it was her first time to go over some math with him. 00:39:39.560 |
Hey, we're pulling … because the kids from a young age, they always want to sit down 00:39:44.400 |
This was the first year of him like, "Okay, this is your set of books and we're going 00:39:51.600 |
She sat down with him and she's going through some math problems and he's popping off these 00:40:05.640 |
He's like, "Well, this plus this equals that." 00:40:13.400 |
Playing Monopoly or they'll sit down with … they'll play cards together. 00:40:24.960 |
He sat down and figured out a game to play with speed, but they play with flashcards. 00:40:37.240 |
So whoever has the highest sum would win the pile or whatever. 00:40:41.640 |
So it was teaching them to add or subtract quickly. 00:40:47.420 |
He invented that game when he was six years old. 00:40:50.120 |
So that was the games they would come up with. 00:40:55.800 |
So then the younger kids are encouraged by that and they want to play and they want to 00:41:01.640 |
So really what's cool about it is it's like doing school but not feeling the suffering 00:41:22.720 |
Public school has some great programs too, but there's just, honestly, I think mostly 00:41:31.400 |
I figured most kids maybe want to be around their parents until they're 13. 00:41:36.840 |
And then once they get to the teenage years, they kind of want their own space. 00:41:41.360 |
So I figured, "Okay, I have 13 years that I can spend as much time as I can with my 00:41:46.640 |
kids and I get to be involved in their learning." 00:41:50.240 |
And the thing that's been amazing about it is that I've learned their strengths and 00:41:55.520 |
And I know the kids will probably hate me for telling you this, but we started English, 00:42:01.480 |
I think it was two years ago, and they were doing terrible with it. 00:42:07.440 |
And I'm like, "Okay, we're going back to grade three." 00:42:10.360 |
So I actually made all the kids go back to grade three and start over. 00:42:15.600 |
And we actually have kind of a policy that if they don't get 80% or better, they have 00:42:22.480 |
So I figured if they don't get 80% or better, that they didn't learn enough of it. 00:42:29.560 |
And it would be better to go back and get it down rather than just keep moving forward. 00:42:35.360 |
And so we went back to grade three English, back to English, and they flew through it. 00:42:49.040 |
And the foundational stuff was being laid down properly. 00:42:55.880 |
So I'm able to do that in a normal class setting in a public school or a private school, whatever 00:43:04.920 |
The teacher might not pick up on those things or be able to take them back, "Hey, you need 00:43:11.880 |
If Ashton, he's actually three grades ahead in math, and he wouldn't be able to be in 00:43:20.280 |
a normal grade for the other subjects and be in a higher grade in math in a public school 00:43:27.720 |
So I don't know, I'm really flexible with that area. 00:43:32.720 |
- So Julie's able to really see their strengths, see their weaknesses. 00:43:37.000 |
And then, like she said, with Ashton, she's able to say, "Okay, you're good where you 00:43:41.880 |
are in English and spelling, but you are just flying through this math. 00:43:48.800 |
And he eventually stepped up three grades in math. 00:43:51.440 |
So she's able to keep him where he's doing good in his English and his reading and that 00:43:56.960 |
kind of stuff, and then advance him in things. 00:43:59.880 |
So he's able to cultivate, in a sense, that gifting he has in math, and he's able to keep 00:44:11.760 |
- And I know probably a big question people are like, "How can you homeschool seven kids?" 00:44:16.440 |
Well, once they learn how to read, they take the initiative and they do the school on their 00:44:24.160 |
And I tell them a lot of the time that they will be done their schoolwork before I am 00:44:30.680 |
So they will get up super early in the morning because they want to be able to play the rest 00:44:35.680 |
So they'll go and they'll finish their schoolwork beforehand, and then I correct it and probably 00:44:43.360 |
spend the rest of the day correcting their school. 00:44:46.360 |
And then we'll do it on the days that they have a test. 00:44:56.200 |
So it's neat that way because it's not like I'm sitting down with each kid. 00:45:03.280 |
Unless they have an issue, a problem that they can't figure out on their own, then I'll 00:45:10.040 |
But for the most part, the textbooks have been amazing in explaining things. 00:45:14.480 |
There's some really good curriculum out there right now. 00:45:21.520 |
- The music business is, well here, I'll just sum it up. 00:45:29.480 |
- We're not in the music business to make money at all. 00:45:39.280 |
And a matter of fact, a lot of it's available for free out there. 00:45:46.640 |
But it gives us something to be able to, first of all, when we go and minister, it's something 00:45:54.360 |
that we can either give to people or we can have a product available for people. 00:45:59.280 |
And then many times, just in meeting people and getting in conversations with people, 00:46:04.440 |
I have download cards that give people a free download of one of our latest CDs. 00:46:14.440 |
Not only are we talking to them about our family or about the Lord, but it gives us 00:46:22.760 |
And we love doing the music, and we've invested a lot into it, recognizing that we're not 00:46:32.000 |
going to necessarily, it's hard to get, if you're not labeled, we're not labeled. 00:46:38.720 |
If you're not labeled, it's hard to get your music out there. 00:46:42.920 |
And the industry is changing a lot with iTunes. 00:46:47.920 |
You've got a lot of these artists that are going independent and things like that. 00:46:57.800 |
My very first CD, which I came out with, that was back in 2001, I think. 00:47:05.520 |
That one actually got national airplay here and around the world. 00:47:15.320 |
I actually met Julie in Canada on a mission trip up there to her church. 00:47:24.440 |
The music that we've done, we've put out three albums since then. 00:47:29.240 |
We came out with an EP with three songs on it. 00:47:32.040 |
And then just recently, we came out with two new singles. 00:47:36.480 |
And it's one way we always, every once in a while, we'll post and say, "Look, if you 00:47:42.040 |
want to support what we're doing, you can purchase our music and you get something in 00:47:51.720 |
So yeah, that's kind of how the music is going right now. 00:47:56.040 |
>> LEE: Final two questions, one related to the bus and the other just more general. 00:48:00.960 |
On your website, you indicate that your guess is that the bus cost you about $30,000. 00:48:09.000 |
I'm curious, have you ever regretted doing the bus conversion? 00:48:12.040 |
Have you ever wished that you had gone and spent $30,000 on just a used RV? 00:48:23.400 |
Like I said, the house was owned by the ministry. 00:48:26.880 |
And the ministry actually gave us a certain amount of money to be able to do the bus, 00:48:33.880 |
knowing that it would be used often and get a lot of use out of it. 00:48:41.480 |
And also that we were able to—I mean, it is still usable for our family. 00:48:48.080 |
It's got the bed arrangements and a very nice kitchen. 00:48:52.280 |
A couple other things that are unique about it is you're able to design it to who you 00:49:01.600 |
I knew that we were going to need a hot water heater that was going to be able to keep up 00:49:07.840 |
And most RV hot water heaters are like a six-gallon or a ten-gallon. 00:49:13.560 |
I'm like, if all our kids are out running around playing or we go somewhere and they 00:49:18.800 |
get dirty, how in the world are we going to shower all of our kids off with a ten-gallon 00:49:26.720 |
And so we checked around and we found an InstaHot hot water heater, which are very, very efficient. 00:49:34.480 |
And it's a company called Precision Temp that makes them. 00:49:41.200 |
So you're able to—if you just went out and bought a used RV, it's not going to have 00:49:51.280 |
Julie actually bakes—I mean, there's pictures on our Facebook page. 00:50:00.400 |
She's made full Thanksgiving dinners, turkeys in that oven. 00:50:13.160 |
This is real sourdough, not made with yeast from the store. 00:50:20.880 |
She has to feed the starter and all that stuff. 00:50:23.800 |
And we want to do more videos about that kind of stuff. 00:50:28.080 |
So the bus and then the bunks, the bunk arrangements and everything. 00:50:38.200 |
We have hardwood floors and stone countertop. 00:50:43.480 |
And to get something that nice, to buy it off of, say, a lot, you're going to pay a 00:50:54.120 |
Not many people have a school bus that they're living in and they're safe. 00:51:03.440 |
I mean, they're actually designed—because they're designed for kids, they're designed 00:51:07.800 |
to actually, if they get in a horrible wreck, they can actually roll over without collapsing 00:51:14.160 |
So even that aspect of it with an RV, it's going to be all over the road. 00:51:24.360 |
You can convert a bus and raise the roof to your height. 00:51:35.440 |
I always figured I'd need like a Greyhound coach, something that's a little bit taller 00:51:46.960 |
It's one of the things I somewhat regret not doing is raising the roof just to give 00:52:00.860 |
You can raise it an extra foot, an extra foot and a half, and it gives you that extra headroom. 00:52:12.560 |
The lifestyle that you have been able to put together, it sounds – obviously, it has 00:52:25.720 |
But it sounds to me like you've been able to put together a very integrated lifestyle 00:52:31.840 |
that allows you to do work that's important to you with the people that you care about 00:52:37.440 |
and you did it without coming from – parents didn't leave you tons of money. 00:52:44.680 |
What advice would you give to somebody who's trying to kind of break free of the normal 00:52:49.000 |
humdrum of US-American existence and build a more integrated life? 00:52:56.320 |
Well, I would – I mean, Julie can answer too. 00:52:59.880 |
I would say do your best, first of all, to stay out of debt. 00:53:05.440 |
From pretty much all the ventures we've ever done, we've tried to do that. 00:53:11.360 |
We've tried to completely – whether it's starting a retail store or anything like that, 00:53:20.000 |
One of the businesses we started was in our home and it started with an internet business. 00:53:26.720 |
We didn't go and open a humongous store and spend millions of dollars. 00:53:30.480 |
We started slow where we would buy a couple pieces of product and sell it and grew that 00:53:36.320 |
That's kind of the – I think usually when we're looking, "Okay, 00:53:43.160 |
We don't think, "Okay, where can we get a loan?" 00:53:45.760 |
We think, "Okay, what can we sell that's of value that can give us a start and give us 00:53:52.720 |
steps into the right direction or a direction that we want to go?" 00:54:01.800 |
Our very first house that Julie and I built together after we were married, it took us 00:54:09.480 |
I think three or four years to finish because we built it debt free. 00:54:14.280 |
That's probably the biggest advice because then after you build a house debt free, you're 00:54:22.160 |
The amount that you end up – I think I did calculating once. 00:54:24.880 |
The amount you pay for just your toilet in your house on a 30-year mortgage is just – when 00:54:32.400 |
you start calculating all that stuff, you just kind of go, "Oh my gosh. 00:54:41.500 |
Not having debt frees you up a little bit because if you want to sell your house, you 00:54:47.080 |
Which, you can do that if you're in debt with a house as well. 00:54:50.560 |
But if you want to have a house and you can't sell it and you want to just be able to leave 00:54:54.920 |
and go do something else, hey, you still own a house and it's still paid for. 00:54:58.960 |
Or if you get in a sticky situation where maybe you are unemployed or you become ill 00:55:05.240 |
and you can no longer pay a mortgage payment, then you're not put in an even worse position 00:55:15.800 |
Ben: I know that for us, it's made things a lot freer. 00:55:22.040 |
Our tiny home that we have, we don't owe anything on that and no mortgage. 00:55:29.280 |
We're able to, "Hey, let's go and do work here." 00:55:33.600 |
We don't have that extra amount of money that we have to make. 00:55:40.400 |
Rachel: If you have a mortgage, you're also strapped with insurance. 00:55:49.180 |
Some people might call it risky for us not to have insurance. 00:55:52.400 |
There's times that we just cancel our insurance if we don't have the money. 00:55:56.160 |
We're flexible to be able to do that because we don't have a mortgage. 00:56:02.160 |
So it's another area where we can save where most people can't. 00:56:09.080 |
I appreciate you guys sharing a little bit of your life and your lifestyle with us. 00:56:16.000 |
Share with us your other websites, YouTube channels. 00:56:18.640 |
Promote all the different places and ways that people can find you here. 00:56:24.240 |
Goodnewsbus.com has got a full ... We blogged from the beginning of the bus to the end. 00:56:29.560 |
It's a great resource if it's something that you're looking to wanting to do, if your listeners 00:56:36.280 |
I also just started a forum on there, too, just to communicate with people more. 00:56:41.760 |
Lugnutfilms.com is kind of our film side of things. 00:56:48.120 |
We're trying to produce more and more bus life with nine videos. 00:56:52.820 |
So you can go on YouTube and type in "Good News Bus" and you'll find all of our videos 00:57:02.600 |
And then our Lugnut Film videos, we have a carpentry show. 00:57:05.840 |
We do some tool reviews, and we always add kind of humor and make it fun. 00:57:11.360 |
And then we're on Facebook and Twitter, all the usual places. 00:57:16.240 |
Shana: Literally, if you type in shangood.com, that will take you even to our music page. 00:57:23.160 |
Kyle: Yeah, shangood.com will take you to our music page, and you're able to listen 00:57:33.160 |
If you just type in "Shangood," it'll be on there. 00:57:38.960 |
I play some of the instruments, and then Julie does backup singing on there as well. 00:57:45.400 |
We actually hired professional people in the industry to help us do those projects. 00:57:53.800 |
Dave: How on earth did you manage to be able to do this interview and have a quiet background? 00:58:03.440 |
Kyle: We actually ran over to a friend's house. 00:58:08.040 |
We have some friends in the area, and we're at a very good friend's house right now. 00:58:16.480 |
Dave: That's funny, because I have two kids, and I can hardly get a quiet recording in. 00:58:22.680 |
Kyle: My daughter, Arwen, she actually asked me, she goes, "So are we going to be on?" 00:58:32.200 |
Dave: Well, Shane and Julie, thank you guys so much for coming on. 00:58:34.720 |
I really appreciate you sharing your story and your life with my audience. 00:58:42.040 |
I've seen people from every walk of life, from every situation, figure out a plan to 00:58:49.880 |
pursue their own family goals, to build and fulfill their own family vision. 00:59:01.840 |
Many of you are looking at something in your life and saying, "This is an obstacle." 00:59:09.100 |
Some of the things that you have in your life are obstacles. 00:59:21.280 |
And many obstacles can be integrated into a plan. 00:59:25.760 |
If you're deeply in debt, you might need to get out of debt first. 00:59:29.720 |
That's an obstacle that can be taken care of. 00:59:31.440 |
If you have kids, no, it's not going to be... 00:59:34.440 |
Everything is not going to be the same as when you're single or with just you and your 00:59:43.960 |
You can figure out a way to adjust to the situation and fulfill all of the goals and 00:59:52.660 |
Hope you were inspired and motivated by that interview today. 01:00:02.220 |
Goodnewsbus.com, check out their music and all the rest of their stuff. 01:00:07.420 |
If for nothing else, just so you can see the bus. 01:00:11.720 |
So it's really well done, really, really beautiful. 01:00:16.020 |
Thank you so much for listening to today's show. 01:00:17.880 |
If you'd like to support the work that I do and allow me to travel the world with my kids, 01:00:22.140 |
then please consider becoming a patron of the show. 01:00:25.820 |
Details on that program at radicalpersonalfinance.com/patron. 01:00:32.620 |
If you would like to pay me for the work that I'm doing in providing this content for you, 01:00:38.300 |
which is part of the pathway for me to travel the world with my kids, then consider becoming 01:00:43.860 |
Radicalpersonalfinance.com/patron for all those details. 01:00:47.060 |
And until next time, get out there and make a plan for living your good life.