U.S. Bank Smartly Card: Earn Up to 4% Cashback
00:00:00.000 | I wanna start talking about the best cashback cards
00:00:02.240 | for everything.
00:00:03.080 | The new kid on the street,
00:00:03.920 | the U.S. Bank Smartly Visa Signature Card,
00:00:06.240 | because it earns up to 4% cashback
00:00:09.440 | on every single purchase.
00:00:11.200 | It's stated as a unlimited 2% cashback card,
00:00:14.200 | because in order to get to 4%,
00:00:16.320 | you need to have some money stored at U.S. Bank.
00:00:18.640 | Now that money doesn't have to be in a checking account.
00:00:20.840 | It could also be in a brokerage account.
00:00:22.440 | And so you could transfer over an IRA or some stocks.
00:00:25.480 | And if you transfer 5,000 or more dollars over,
00:00:28.240 | or you hold $5,000 or more in your accounts,
00:00:31.080 | you get 2.5% on everything.
00:00:33.280 | If you go over 50,000, you get 3% back on your card.
00:00:36.760 | And if you go over $100,000,
00:00:38.640 | you get 4% back on everything.
00:00:41.080 | Now, that is incredible.
00:00:42.480 | I don't honestly even understand how this is possible,
00:00:45.320 | because as someone who now runs an e-commerce website,
00:00:48.440 | I'm not paying 4% to run credit card transactions.
00:00:51.640 | So how they can afford to give you 4%, I have no idea.
00:00:54.720 | How long this will last, I don't know.
00:00:56.440 | But I have multiple friends with this card
00:00:58.320 | and they have gotten their 4% back
00:01:00.320 | and they've been very happy
00:01:01.560 | with their experience with U.S. Bank.