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Why I Don’t Believe in Lifestyle Creep


Whisper Transcript | Transcript Only Page

00:00:00.080 | lifestyle creep is this idea that i'm gonna make more money and i'm just gonna blindly spend it on
00:00:05.200 | whatever comes in front of me and i will grant that a lot of people do that when i say i don't
00:00:09.280 | believe in lifestyle creep i don't believe in it for me and for my readers because when i go and
00:00:14.080 | buy something really expensive i'm not creeping anything i'm not lifestyle creeping anything i am
00:00:19.200 | running my numbers i am always leaving a fat buffer because i don't ever want to get close
00:00:24.080 | to the red line and i'm gonna buy it if i make more money of course i'm gonna spend more money
00:00:29.120 | that's the point the point is not to save this money like freaking scrooge mcduck no i'm actually
00:00:34.720 | going to be methodical i even have a number for every bit of unexpected income that comes in my
00:00:40.960 | wife and i have a plan this percentage goes to investments this percentage goes to travel this
00:00:46.640 | percentage goes to permanent lifestyle increases like going out for an extra date night something
00:00:51.600 | like that you better believe if i work hard and if i make more money my life is going to get better