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Why Die With Zero Can Change How You Spend


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00:00:00.000 | So back in episode 91, which I think might have been the most popular episode of all time,
00:00:04.880 | I sat down with Bill Perkins, who wrote a book called Die With Zero.
00:00:08.560 | And the general principle of the book is that you should focus on net fulfillment over net worth,
00:00:14.920 | meaning how do you get the most out of life, not how do you accumulate the most amount of money.
00:00:19.680 | And one of the most important things to think about is if you live your life in various seasons,
00:00:24.480 | there are seasons where it might make more sense to spend and do things than it does to save.
00:00:30.460 | And if you look at the data, many people in retirement don't spend nearly as much as they
00:00:35.700 | thought, often because they saved all these adventures and travels and ideas for retirement.
00:00:41.100 | But it turns out that some of those things we just can't physically do when we're older.
00:00:45.620 | So if you have a dream to go hike Mount Kilimanjaro, waiting till you're 75 and retired might be the worst time to