3 Ways to Add Positive History to Your Credit Report
00:00:00.000 | you can actually start adding positive history to your credit report.
00:00:04.260 | And there are certain places and services that you can use
00:00:08.380 | to report rent and utility payments to your report.
00:00:11.240 | They're not automatically included.
00:00:12.860 | Simple Bills, Experian Boost, and others will report some of those payments
00:00:17.360 | and help your credit.
00:00:18.760 | There are also debit cards that will start reporting to credit bureaus as you use them.
00:00:23.980 | So there are a lot of options there.
00:00:26.840 | Also, don't discount raising your credit limit for an individual card.
00:00:30.260 | You can usually request a credit line increase.
00:00:33.080 | And of course, if your credit goes up and you aren't spending more money,
00:00:37.320 | that lowers your utilization and can have an impact.