back to indexATHLLC4343836506
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- Hello, and welcome to another episode of All The Hacks, 00:00:04.880 |
a show about upgrading your life, money, and travel, 00:00:09.560 |
I'm Chris Hutchins, and I'm excited to have you 00:00:11.400 |
on my journey to optimize and upgrade my own life. 00:00:14.280 |
Now, a good portion of the emails I get from you all 00:00:16.720 |
are about how to best use all the points and miles 00:00:28.480 |
So for the last few months, I've been trying to track down 00:00:30.900 |
someone who is truly world-class at this, and I did. 00:00:38.560 |
For the past decade, she's produced, written for, 00:00:41.400 |
and been the managing editor of One Mile at a Time, 00:00:44.040 |
the largest independently-owned travel and loyalty blog, 00:00:51.920 |
Then, she took all that experience to co-found Point Me, 00:00:55.140 |
one of, if not the best award-searching product out there. 00:00:58.360 |
So today, we're gonna break down the why, when, and how 00:01:08.840 |
so you can confidently put your points and miles to good use. 00:01:30.680 |
I just wanna talk about why people should even think 00:01:34.880 |
I know I get a lot of people that always email me in 00:01:38.920 |
"if I just redeem all these points for cashback 00:01:43.040 |
And I know you've thought about this more than anyone. 00:01:48.980 |
because my answer three years ago would've been different, 00:01:53.360 |
there's going to be a lot of things where I will say, 00:01:54.920 |
"My answer three years ago would've been different, 00:02:08.080 |
So I think it's worth knowing what the options are 00:02:15.880 |
even if you do ultimately end up booking through the portal 00:02:25.600 |
the economy is fine, and so the value is better 00:02:29.360 |
the economics have changed in the past couple of years. 00:02:32.120 |
But ultimately, there is tremendous value to be had 00:02:36.320 |
by leveraging these loyalty programs and their partners 00:02:40.960 |
and what we refer to as distressed inventory. 00:02:46.960 |
would be to take all 150 of those seats on a 737 00:03:05.400 |
but at the end of the day, if the seat goes out empty, 00:03:09.000 |
So because of that, there's this very complicated interaction 00:03:12.680 |
between the airline, their alliance partners, 00:03:15.740 |
other partners, where everyone is collaborating 00:03:18.560 |
in the background to make these seats available 00:03:24.160 |
and that's where the magic of miles and points comes in 00:03:26.360 |
because there's frequently opportunities to use points 00:03:29.680 |
that you didn't even know you had or had access to, 00:03:32.400 |
but they're one of 25 partners that your credit card 00:03:47.880 |
where using points by transferring them to partners 00:03:52.560 |
One of the scariest things is if you Google online, 00:03:57.080 |
I got 25 cents per point booking this crazy thing. 00:04:06.200 |
On average, over the time we've been doing this, 00:04:08.820 |
I typically find that people who are transferring 00:04:16.440 |
through the loyalty program charts and those methods, 00:04:21.920 |
of someone who redeemed through their credit card portal. 00:04:29.560 |
they got for flights, it's frequently not reality-based. 00:04:37.280 |
the economics classes that maybe it's been a while 00:04:39.000 |
since anyone's taken, the ultimate value of a thing 00:04:53.160 |
is only worth $25,000 if you were ready, willing, 00:04:56.800 |
prepared, and able to purchase a $25,000 flight to Abu Dhabi 00:05:00.800 |
and I don't have anyone in my life for whom that's true. 00:05:05.640 |
my 70,000 advantage miles for this $25,000 flight 00:05:09.160 |
because those 70,000 points are not worth $25,000. 00:05:14.280 |
What you would have paid might have been $4,000. 00:05:17.120 |
You know, if it was a special occasion or something, 00:05:21.600 |
So I like to base it off of what you would have paid 00:05:31.520 |
I'm not spending that many hundreds of thousands of points, 00:05:38.460 |
and framing it a little bit more practically. 00:05:52.680 |
- So it used to be that the best value for your points 00:05:55.900 |
was very consistently international premium cabins, 00:05:59.720 |
where you were going to get tremendous outsized value 00:06:08.260 |
versus if you were trying to use your points domestically. 00:06:10.520 |
There's so many occasions where I'd see somebody be like, 00:06:21.040 |
I'm like, oh my gosh, you're paying first class 00:06:32.560 |
that would have been enough for you to go to Europe. 00:06:34.280 |
But I've tempered that a bit as I've matured in the space. 00:06:38.640 |
Some people just really want to go to Orlando 00:06:40.360 |
and so that's the best value of their points. 00:06:44.500 |
And I don't wanna be disparaging of other people's 00:06:46.000 |
travel plans and dreams and things like that. 00:06:48.100 |
The other thing is that the combination of dynamic pricing 00:06:51.740 |
and the huge change in airline routing and capacity 00:07:01.720 |
Your flights are very full, they're very limited. 00:07:16.420 |
they're setting them at 450, $600 for an economy flight, 00:07:31.520 |
and international business could be a good deal, 00:07:33.440 |
it seems like there's probably something good 00:07:37.780 |
"Whoa, if you're interested in this, not a good fit." 00:07:42.220 |
that domestic first or business is still not a good deal, 00:08:02.580 |
and pay the extra $100 when they're booking their ticket 00:08:12.820 |
but the award price is probably at least double of economy. 00:08:17.380 |
if you're going from 7,500 miles to 15,000 miles, 00:08:21.200 |
but if you're going from 25,000 miles to 50,000 miles, 00:08:29.100 |
There are very few other than San Francisco, LA to New York, 00:08:37.620 |
Internationally, you said maybe it's 100, 200, $300 buy-up. 00:08:43.980 |
I've had times where I've looked and it's like $100 more. 00:08:47.540 |
And it's like, wow, we have kids, we're traveling with bags. 00:08:57.700 |
it still seems to be like three to five times 00:09:00.540 |
more expensive to buy a business class ticket 00:09:03.580 |
So that's where I think you can get another bulk of value. 00:09:11.260 |
Now it's me and my wife, two kids and an au pair. 00:09:14.940 |
- Everything has changed in more ways than one. 00:09:18.980 |
if you're playing a game trying to look for five seats, 00:09:26.380 |
But someone emailed me the other day and said, 00:09:30.620 |
Like what kind of expectations should someone like that have 00:09:41.420 |
- So many things are different when you're single 00:09:45.740 |
that has long bothered me about the miles and points space, 00:09:58.700 |
And they come from a pretty high socioeconomic status. 00:10:06.220 |
we had partners, but we had a lot of flexibility. 00:10:15.540 |
and other people in your life, things change, right? 00:10:17.820 |
So I'm very sensitive to people who have kids. 00:10:21.620 |
it's much easier when they're the size that they are 00:10:24.100 |
and you don't have school schedules to contend with. 00:10:34.580 |
For your listener who has the family of six now, 00:10:38.420 |
and if they know that they're going to be traveling 00:10:42.940 |
you're either going to be going over spring break 00:10:44.700 |
and everyone in your area has spring break at the same time, 00:10:48.140 |
like when school gets out or things like that, 00:10:49.380 |
like that's just the natural cadence of family travel. 00:10:55.180 |
and earn more points either in a specific program 00:10:58.460 |
or that can be transferred to a specific program 00:11:11.740 |
and just know that like your awards might cost you more 00:11:19.900 |
What is the cost of mid-con red eye with toddlers, right? 00:11:24.900 |
There's huge costs that aren't the points cost 00:11:37.940 |
and then transfer those points to Flying Blue, 00:11:39.780 |
like Flying Blue will absolutely have six seats for you 00:11:46.180 |
but you can know that and you can plan for it 00:11:49.580 |
and you can still get a tremendous redemption. 00:11:52.020 |
It's just different than what a tremendous redemption 00:11:53.980 |
might've looked like when you were unencumbered. 00:11:59.180 |
to Belize, which it's so crazy because it's not that far. 00:12:03.660 |
It's like just a tiny bit further than Cancun, 00:12:05.860 |
but getting there is like 10 times more complicated 00:12:10.500 |
it's going to cost us like 70, 80, 90,000 miles to get there, 00:12:14.760 |
which in our mind seems crazy for such a short trip. 00:12:17.820 |
But the week that my daughter doesn't have preschool 00:12:20.560 |
is the week that all the schools are out in February. 00:12:31.820 |
and then get in at 11 p.m. and leave at 5 a.m., 00:12:34.020 |
it's actually still a good value to use the points. 00:12:36.900 |
It's just a lot more points than it would have been 00:12:39.440 |
if I was like, oh sure, I'll take the red eye on Wednesday 00:12:42.260 |
and I'll hang out at an airport for five hours. 00:12:45.780 |
So my takeaway has been the value is still there. 00:12:49.760 |
And now that it's more points because of the flexibility, 00:12:52.460 |
the desire to not change planes as much or long layover, 00:12:57.420 |
- Right, but I will also say that there is a benefit 00:13:01.300 |
in thinking outside of the box with family travel. 00:13:03.780 |
Any trip that you would take within North America, 00:13:07.100 |
including upper or Central America and things like that, 00:13:09.300 |
Belize is a perfect example, is going to be expensive 00:13:12.260 |
because a lot of people think that it's close and it's easy. 00:13:18.900 |
I would wager that your travel time is not much longer. 00:13:35.820 |
They're like, "Oh my gosh, it's a long flight." 00:13:46.700 |
We went to Thailand for a couple of weeks over Christmas 00:13:53.340 |
we spent about $2,000 per person for 10 days, 00:14:00.620 |
and not everybody has points to do seven people 00:14:24.140 |
and did the next year when they went to Costa Rica. 00:14:33.180 |
That's the other thing about being a parent, right? 00:14:34.620 |
Is your vote share diminishes tremendously as you. 00:14:37.540 |
- But we're gonna start planning more family trips 00:14:41.120 |
This is an extended family trip where we're like, 00:14:59.180 |
and Capital One and Citi, there's 30 airlines. 00:15:03.860 |
Where does someone start to think about this? 00:15:06.660 |
And I know you guys have a product to do this. 00:15:08.340 |
So I wanna cover both with and without tools. 00:15:12.580 |
I've saved up the few hundred thousand points 00:15:15.160 |
I need to take a family on a trip anywhere in the world. 00:15:20.140 |
The Amex probably has like more than a dozen places 00:15:23.940 |
How do you think about that if you're someone new to this? 00:15:44.780 |
and you can't get Chase points to American Airlines. 00:15:48.780 |
And because of how airline inventory management 00:16:04.360 |
So if you were talking before we started recording, 00:16:09.660 |
So if you know that you wanna go from San Francisco 00:16:13.000 |
to Papeete and the only carrier that has a points program 00:16:20.180 |
that's a trip where I would probably look at paying cash 00:16:25.100 |
and because they are considered South Pacific, 00:16:29.900 |
But if you know you're going to want to use miles, 00:16:31.400 |
you know you're going to need United miles in that case 00:16:34.060 |
because they're not gonna make space available 00:16:38.860 |
wanna get the Chase card versus the Amex card. 00:16:47.540 |
I like to go to Wikipedia and look at the destination 00:16:50.520 |
that you're going to and literally put in CDG 00:17:00.500 |
This is the most manual way possible that you can do it, 00:17:02.860 |
but I think it's really helpful 'cause you can look at it 00:17:10.740 |
I actually don't have the Wikipedia page open 00:17:12.900 |
for the Paris Airport, so I hope that's still true. 00:17:15.740 |
But you can look at that and if you cross-reference that 00:17:18.940 |
to then the list of partners for your credit card, 00:17:23.940 |
you can see like, okay, does Air France fly in blue? 00:17:32.660 |
When you get into the more advanced ways, it's like, 00:17:34.220 |
okay, well, what other programs are partners of Air France 00:17:39.500 |
by moving my points to some other SkyTeam carrier 00:17:52.060 |
and that's how you know you're doing it right. 00:17:53.380 |
- I wanna go back to this example of maybe it's better 00:17:59.140 |
We were flying last minute and it was actually cheaper 00:18:06.260 |
which is not how most people plan their trips to Tahiti. 00:18:10.780 |
If you were like, oh, maybe we can go to Tahiti 00:18:18.000 |
- Are there programs in general where you're like, 00:18:20.240 |
okay, Flying Blue, I think is a great example 00:18:23.100 |
because they're a partner of most flexible point programs. 00:18:29.580 |
Is there a, okay, I wanna go on a common route. 00:18:35.920 |
I would say like maybe it's check Air France, 00:18:38.420 |
check United or Air Canada and check British Airways. 00:18:42.140 |
And like start there, maybe you find something great 00:18:49.860 |
So like they don't necessarily know where to look. 00:19:01.300 |
that ended up clocking in at three hours and 45 minutes. 00:19:04.200 |
I don't need business class for three hours and 45 minutes. 00:19:07.360 |
And Virgin Atlantic will frequently have nylon 00:19:17.140 |
But when you're already in New York, it's not that far. 00:19:23.100 |
you would have been like, oh, Virgin Atlantic 00:19:24.620 |
and they're a partner of all of my credit cards. 00:19:32.700 |
before you get to 60, here's three or four to start with 00:19:43.080 |
And this is the best partner, so we should go. 00:19:46.540 |
And as we see this trend where loyalty programs 00:19:59.020 |
than necessarily go all in on that one program. 00:20:04.460 |
with their partners that you would have expected 00:20:06.740 |
Like back in the day where we moved maybe a billion points 00:20:14.380 |
to book Lufthansa First Class when it was a 16 seat cabin 00:20:19.660 |
Frequently I would tell people, no problem, there's space. 00:20:25.260 |
There were 16 seats in the First Class cabin. 00:20:29.600 |
You didn't actually have a billion points yourself. 00:20:31.580 |
- Correct, these are other people's key points. 00:20:35.700 |
One of the great evolutions in the miles and points space 00:20:42.820 |
has been the advent of these flexible points. 00:20:44.660 |
So you don't have to commit to a single program early on. 00:20:49.660 |
- It's funny, I always use the United card as the example. 00:21:06.500 |
and you don't have to decide until you're planning the trip. 00:21:16.540 |
You need the baggage benefit because you're flying economy. 00:21:20.340 |
because getting triple points from another card 00:21:24.120 |
doesn't offset the $150 that you would pay in baggage fees. 00:21:27.780 |
But yeah, don't use it at the grocery store, please. 00:21:33.380 |
where you only get the baggage benefit on your credit card 00:21:35.700 |
if you purchased the flight using a United credit card? 00:21:39.180 |
- That is a question I don't know the answer to. 00:21:40.860 |
- Yeah, I don't know it off the top of my head anymore, 00:21:45.460 |
this is the time when you would use that United card. 00:21:50.160 |
have them if you check bags, but don't use them. 00:21:56.880 |
And it's like, oh, because maybe you have children. 00:22:08.480 |
where I reflect on the things I'm grateful for 00:22:23.860 |
I love Daffy, and we do all of our giving through their app 00:22:35.820 |
One of the nonprofits I've supported this year is Xero, 00:22:44.740 |
And giving to their organization from the Daffy app 00:22:49.300 |
So go to allthehacks.com/daffy to start giving today. 00:22:53.820 |
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- You mentioned the flexibility was probably the reason 00:24:33.780 |
do they wanna start looking right at one year out? 00:24:38.260 |
of when someone should start actually looking 00:24:45.540 |
- If you know that you're traveling someplace 00:25:01.640 |
and you're not going to necessarily find something better. 00:25:04.520 |
It used to be that within 10 days of departure, 00:25:10.780 |
Again, the goal is for seats to not go out empty. 00:25:25.700 |
and pilots are getting sick, and they're not at work. 00:25:28.020 |
And so if you are managing operations for an airline, 00:25:37.020 |
"what our flight loads are going to look like. 00:25:38.860 |
"These are the seats that are going to have occupants." 00:25:43.520 |
"Great, we're gonna release these seats into inventory. 00:25:56.740 |
because on any given day, if you have one flight 00:25:59.560 |
get canceled between San Francisco and Minneapolis, 00:26:10.580 |
the near-term inventory dumps that we used to see. 00:26:15.340 |
So if you're booking a year out, you might get lucky. 00:26:52.600 |
But just to be like, "Okay, from San Francisco in July 00:26:55.540 |
"or next year, where could I go that's cheap?" 00:27:05.940 |
- In general, I think that the best use of points 00:27:10.660 |
But when you're very flexible with destinations, 00:27:12.820 |
I actually don't think starting with Google Flights 00:27:15.620 |
Just to sort of see what the routings look like 00:27:20.400 |
of what the carriers are that are operating those routes. 00:27:23.220 |
As long as you know that that doesn't match over 00:27:26.340 |
to award availability or even award routing rules. 00:27:35.720 |
- There's a lot of nuance to fair combinability. 00:27:39.580 |
So if you're in California and you wanna go to Sydney, 00:27:52.020 |
But you could also route via the Middle East. 00:27:54.660 |
And you could do something like from California 00:28:08.740 |
because it's not a legal routing when using money. 00:28:11.220 |
Qatar might sell it to you as part of a round trip, 00:28:14.020 |
but then there's different partners and things like that. 00:28:17.460 |
okay, I need to book two awards, but I want them 00:28:21.560 |
And it's business class in Q Suites on the long haul. 00:28:27.740 |
there's a suite that can basically be for four. 00:28:35.260 |
and then go on to Sydney and it's like 100,000 miles. 00:28:39.800 |
It's a fun routing that you wouldn't necessarily do. 00:28:50.700 |
because they know that that's what people want to do. 00:28:53.940 |
and sometimes points and miles lets you do that. 00:28:58.100 |
Like if someone said, I kind of want to go to Asia 00:29:02.180 |
Is there an argument to be made of just like searching 00:29:04.640 |
the major hubs to try to find something there first 00:29:07.940 |
to see where it might be easiest to get to or? 00:29:10.900 |
- Yeah, no, I think that's a perfect example. 00:29:12.900 |
In general, it still makes sense to search hub to hub 00:29:18.140 |
because Asia is very complicated with COVID still. 00:29:24.020 |
because travel within the US is really unpleasant. 00:29:27.960 |
Travel within Europe isn't necessarily unpleasant 00:29:45.700 |
to get from Munich to Naples that you can't use points for, 00:29:58.860 |
spending a night in if you needed to or a day 00:30:08.340 |
that the closer you get to the ocean you're going to cross, 00:30:15.460 |
So if you're in Miami and you're trying to go to Tokyo, 00:30:26.660 |
but realistically you're connecting in California 00:30:33.340 |
If you're in California and you want to go to Europe, 00:30:39.560 |
in business class at a good price point at the saver level. 00:30:51.320 |
And that's where it gets into that sort of trade off 00:30:52.780 |
of like, okay, if you're flexible and totally flexible, 00:31:05.740 |
Because overnighting in Frankfurt is not as fun 00:31:10.700 |
Everybody has their own things of what matters to them. 00:31:13.580 |
And the airports that they like to transit through and not. 00:31:19.020 |
it makes it a little bit easier to narrow down 00:31:24.060 |
- And one thing we talked about before we got started 00:31:29.900 |
One thing you pointed out that I was like, okay, 00:31:47.500 |
It's like, well, now you just narrowed 365 days 00:31:51.900 |
And you pointed out like, what about weather? 00:31:54.000 |
- Right, there are places that are super muggy in the summer. 00:31:56.340 |
And I love Japan as an example because everyone is like, 00:32:00.340 |
Like, but you don't actually want to be in Tokyo in July. 00:32:06.180 |
You could still go and have a great experience, 00:32:09.980 |
- What are the local holidays when you're going? 00:32:13.820 |
I'm going to try and time it for cherry blossom season, 00:32:15.940 |
but do you want to be there during golden week? 00:32:20.780 |
There's also a bit of just the human psychology of it 00:32:35.420 |
that we've had someone say, I'm totally flexible. 00:32:39.780 |
your natural instinct is going to be like, okay, 00:32:46.500 |
You do have priorities and things that you want to consider. 00:32:52.940 |
and thinking about what are school schedules? 00:33:06.620 |
If so, am I concerned about if my bags get lost? 00:33:09.560 |
One of my colleagues, their daughter and her husband 00:33:16.780 |
And they did almost everything right in their planning, 00:33:21.580 |
except they didn't plan enough time in Edinburgh 00:33:24.900 |
at the start of the trip in case things go wrong. 00:33:27.020 |
And so when inevitably with the Heathrow baggage meltdown 00:33:33.680 |
They're like, we're in Edinburgh and we have nothing. 00:33:35.480 |
We have just the essentials that we need in our carry-on, 00:33:37.340 |
but we obviously didn't carry on our tent, right? 00:33:45.060 |
that may matter or it may not be an impact at all. 00:33:47.340 |
If you're planning on spending a week in Paris 00:33:52.700 |
You just go to Carrefour and buy whatever you need to buy 00:33:54.860 |
and get it reimbursed through your credit cards, 00:33:57.060 |
trip delay and coverage and move on with your life. 00:34:00.620 |
- The other thing I've just been thinking about is, 00:34:02.020 |
okay, even if I was like Japan flexible next year, 00:34:08.180 |
And I don't know if you have any stats on this, 00:34:15.480 |
you're probably pretty likely to find something 00:34:18.020 |
that I don't even know if you need a year's worth 00:34:21.500 |
- No, no one needs a year's worth of flexibility 00:34:30.180 |
So like I personally have done it a couple of times 00:34:35.420 |
and will probably in future avoid traveling to Asia 00:34:40.300 |
It's a really fun experience in ways if you haven't done it, 00:34:45.340 |
if you're not actively setting out to do that, 00:34:49.540 |
All the places you wanna go, everyone else also wants to go 00:34:53.860 |
In Vietnam, they don't refill the ATMs during the holiday. 00:34:56.940 |
So there's just like one very specific difficulty 00:35:02.300 |
So there's things like that that you can rule out. 00:35:04.860 |
But in general, I would say there's always a word space 00:35:11.340 |
or there's always this thing that you saw on Instagram 00:35:23.260 |
- Are there a few either routes or destinations 00:35:27.460 |
I just wanna go on an amazing trip with my points 00:35:33.900 |
that could inspire someone and save them some points? 00:35:36.660 |
- I would generally say, if you're going further, 00:35:43.940 |
Like domestically, North America, even South America, 00:35:58.940 |
You also have the benefit of when you're going further 00:36:17.060 |
So if you're willing to do like that short hop up 00:36:20.340 |
then that opens up all of Africa and the Middle East 00:36:23.000 |
and Southeast Asia to some really phenomenal options. 00:36:28.900 |
I also like to look at places where hotels are reasonable. 00:36:33.900 |
A lot of people have like the pinnacle of their trip 00:36:38.340 |
I'm going to fly business class or first class. 00:36:45.300 |
but it's just a difference in what I'm looking for 00:36:53.280 |
Like we took my niece to Egypt when she graduated 00:36:57.220 |
And that's not something that she would have picked 00:37:01.900 |
well, we're going to go during this time, what's available. 00:37:07.300 |
And then we can connect down to Cairo and then to Luxor. 00:37:10.700 |
And I don't think she would even put Egypt on her radar 00:37:18.520 |
but it's very exotic if you're 17 from a smaller town. 00:37:23.620 |
that that was a place that was easy to get to? 00:37:28.500 |
- In general, Northern Africa is not difficult to get to. 00:37:38.340 |
is it's well served by both European carriers 00:37:48.900 |
Because you can fly to Abu Dhabi or to Dubai or to Doha 00:38:01.820 |
because it's not a place that as many people think to go to 00:38:07.020 |
I feel like the entire internet went to Italy this summer. 00:38:11.060 |
but I feel like every time I opened Instagram, 00:38:12.740 |
it's like, okay, you're in Italy and you're in Italy 00:38:17.420 |
because people are just buying tickets to go to Italy. 00:38:19.500 |
Not as much travel to some of these other destinations. 00:38:22.100 |
Also my bias is that I tend to like to go places 00:38:28.920 |
Like once you get to the close to 100 country mark, 00:38:32.740 |
I think you start looking for different things 00:38:34.860 |
than you did in the first tranche of countries 00:38:40.180 |
making sure that you don't get this amazing redemption 00:38:42.580 |
to a place like the Maldives and then find out, 00:38:44.540 |
okay, now I have to spend thousands of dollars a night. 00:39:02.900 |
But if you have flexible points, other than Hyatt, 00:39:06.100 |
on the luxury side, at least it can be tough. 00:39:10.060 |
no, no, no, there are some really good sweet spots 00:39:15.340 |
But I'm curious, you live and breathe this space. 00:39:17.940 |
How do you feel about using your transferable points 00:39:31.740 |
okay, I recognize that there's this great value 00:39:52.300 |
that most people have time for in their lives. 00:39:57.340 |
okay, here's a great points redemption for hotels. 00:40:04.020 |
Or it is one of these really niche properties 00:40:12.340 |
And if I found that and locked in availability there, 00:40:21.820 |
because I already have this great hotel redemption. 00:40:33.220 |
We did Emirates, A380s the whole way through. 00:40:40.540 |
and we'll stay at the Park Hyatt there in Abu Dhabi. 00:40:43.220 |
But then we're going to have a couple nights in Singapore 00:40:45.020 |
and I'm not trying to get everything perfect. 00:40:48.020 |
It's like, well, this is where I want to stay with my mom 00:40:54.900 |
or I can just book it through the travel portal. 00:40:56.540 |
And it's still a really good value, all things considered. 00:41:05.660 |
- There's only so many airlines that fly to a place 00:41:10.460 |
but almost all of them have some type of program 00:41:19.140 |
And similarly to you, I find myself prioritizing the flights 00:41:23.540 |
just so that I have the mental freedom to be like, 00:41:28.100 |
- And that's, I think, sort of just a great way of saying it 00:41:33.800 |
and I didn't spend $25,000 for my family of four 00:41:40.880 |
And I wouldn't have spent $25,000 on the flights, 00:41:57.620 |
that will allow you to have connecting rooms? 00:42:06.220 |
has a pretty good deal where at a bunch of properties, 00:42:13.540 |
Which is so necessary because those hotel room occupancies 00:42:17.180 |
are frequently two people in a lot of places in Europe. 00:42:33.140 |
- I found, and people have heard this before, 00:42:40.140 |
and I remember when it came out as Juicy Miles 00:42:42.060 |
and I was like, I hope one day they change the name of this 00:42:45.820 |
That's ultimately my contribution to all of this. 00:43:07.660 |
And how are you able to make it so much easier? 00:43:10.380 |
- I don't think airlines make it intentionally difficult 00:43:17.700 |
that have been playing on easy mode recently. 00:43:21.180 |
We're about to see this in a lot of aspects of the economy. 00:43:26.500 |
loyalty programs had to get really innovative 00:43:30.620 |
because ultimately the job of a loyalty program 00:43:33.460 |
is to fill seats on planes or fill hotel rooms. 00:43:50.460 |
and how to leverage their interests and emotions 00:44:09.100 |
And that's as innovative as they were getting 00:44:10.980 |
because people had a lot of money to spend on flights 00:44:28.000 |
because then you're going to commit to earning more points. 00:44:32.920 |
But they are burdened by using computer systems 00:44:37.920 |
from like the Apollo era in some cases (laughs) 00:44:42.980 |
where literally they're using DOS-based systems still 00:44:48.360 |
I think one of the most public examples of this, 00:44:50.960 |
and I think it's to the credit of the program 00:44:55.040 |
was Aeroplan with their Aeroplan 2020 project, 00:45:03.480 |
They were going to modernize their technology 00:45:11.320 |
which Resy 2 because it came about in like the 1980s 00:45:20.480 |
into something more modern took them five and a half years. 00:45:35.720 |
from time to time into their other inventory system. 00:45:42.920 |
And if the person who's in charge of uploading the CSV 00:45:47.480 |
then award inventory doesn't get added that week. 00:45:56.040 |
It's they don't have super robust computer systems. 00:46:06.360 |
people's personal information is being shared online 00:46:09.360 |
with the click of a button without their consent, 00:46:24.720 |
sharing my cell phone number, address, email, 00:46:29.680 |
At first, I actually tried to remove it all myself, 00:46:39.840 |
will not just find and remove your personal information 00:46:57.800 |
So if you wanna get your personal information 00:47:05.400 |
and get 20% off a plan for you or your entire family. 00:47:17.240 |
so I'm excited to be partnering with Card Pointers today, 00:47:20.160 |
which is one of my favorite tools for travel hacking. 00:47:28.840 |
to maximize your category bonuses on every purchase. 00:47:32.440 |
You can also load it on your partner's phone, 00:47:37.640 |
The app automatically tracks every category bonus 00:47:44.080 |
and they also track and help you use your Amex, 00:47:59.460 |
And because of that massive credit card database, 00:48:01.940 |
you can do all of this without having to give up 00:48:14.240 |
And if you decide you wanna sign up after the trial, 00:48:29.400 |
I just wanna thank you quick for listening to 00:48:45.440 |
So please consider supporting those who support us. 00:48:48.600 |
I remember a handful of companies trying to make this easy. 00:48:51.640 |
Like there were plenty of people that were like, 00:48:52.540 |
"We're gonna help you find the award flights." 00:49:05.000 |
without getting into like secret sauce and things like that, 00:49:07.120 |
although of course we can talk about some of that, 00:49:08.760 |
but ultimately I think it's the experience and the knowledge. 00:49:21.920 |
But they don't have the decades of really deep knowledge 00:49:30.840 |
and especially as they relate to loyalty management. 00:49:47.580 |
don't understand how their systems work, in many cases, 00:49:54.860 |
or their routing logic or their partner relationships. 00:50:03.980 |
and build out all of those data relationships 00:50:08.080 |
and those ontologies and those different structures 00:50:10.580 |
that allow you to then create the business logic 00:50:21.500 |
- And for people who haven't heard me talk about it before, 00:50:23.720 |
you can correct me, but I'll give my pitch for it. 00:50:32.500 |
"I wanna go from destination A to destination B 00:50:39.740 |
And you'll go out and run the 30 browser tab search 00:50:43.380 |
on your side and come back in a couple minutes 00:51:05.140 |
and maybe goes into what you were talking about, 00:51:06.780 |
how airlines make this difficult for themselves, 00:51:11.260 |
We're not just going out and doing 30 searches. 00:51:14.580 |
from like 35 different places at this point in time. 00:51:17.220 |
And we're continuing to refine our data sources. 00:51:20.060 |
We're also applying all of the routing rules and the logic. 00:51:25.020 |
So things that airline websites themselves don't always show 00:51:31.900 |
we know that the airline website doesn't show it either. 00:51:35.060 |
how we best present it without causing frustration. 00:51:50.980 |
connecting through Taipei on China Airlines very easily. 00:51:54.260 |
It requires a lot of manipulation of the website 00:51:56.300 |
in a way that no other airport code requires. 00:51:59.620 |
So ultimately those things generally have to get booked 00:52:06.280 |
is we can look at, okay, well, we know the slide is here. 00:52:15.700 |
that you're going to have to say to the airline agent 00:52:18.300 |
in order for them to be able to find the inventory. 00:52:21.380 |
and we decide that this is actually too complicated. 00:52:31.740 |
on Airplane's website and on United's website, 00:52:41.900 |
is this space actually available to Star Alliance? 00:52:49.600 |
and they display a flight that's not bookable. 00:52:51.620 |
So we try and go through and filter that as well 00:52:59.220 |
- The reason I reached out to you originally to say, 00:53:01.020 |
hey, is there any way we can get a deal for listeners 00:53:05.100 |
And so anyone that does the standard monthly membership 00:53:19.220 |
and just make it easy for people who have points 00:53:25.620 |
We have 30,000 blog posts on one mile at a time 00:53:30.820 |
I don't know who has time to read 30,000 blog posts though, 00:53:33.180 |
but if you want to, like there's an option available to you. 00:53:35.340 |
You don't have to pay anything to learn how to do this, 00:53:38.540 |
but there is a market for people who don't want to do that. 00:53:42.140 |
They don't want to open 30 or 60 browser tabs. 00:53:44.980 |
They just want to see what their options are, 00:54:00.500 |
I'm going to think about that and be informed 00:54:03.900 |
and discuss and contemplate their travel plan. 00:54:07.260 |
was to just help people not feel like the space 00:54:13.300 |
that they could be informed and make travel choices. 00:54:21.100 |
pull up like the main three domestic carriers, 00:54:26.620 |
pull up British Airways, you could do three searches. 00:54:29.740 |
That's not going to get you a comprehensive view. 00:54:31.540 |
Like by all means, I've done that three airline search 00:54:40.820 |
and you don't need the other 59 browser tabs. 00:55:02.020 |
but there's not a single Star Alliance carrier 00:55:11.380 |
So I can just use the Alaska tool or the American tool 00:55:15.220 |
or the Qantas tool or the British Airways tool 00:55:20.780 |
- I can't speak to this product because I haven't used it, 00:55:23.300 |
but someone emailed me from a company called Flights From, 00:55:26.420 |
and I pulled up the product and I just looked at it. 00:55:30.340 |
all nonstop flights from Paris filter by Star Alliance. 00:55:33.900 |
And it actually shows you all the flights there, 00:55:38.340 |
I'm not getting paid to promote this product, 00:55:40.220 |
but for someone who wants something more visual 00:55:44.620 |
I'm always like, Wiki, CDG, go look and look at the airline. 00:55:48.180 |
I feel sometimes you get like, oh, this is seasonal. 00:55:53.300 |
Whereas if you just search a flight connection- 00:55:57.100 |
because I always get people who are like, oh my gosh, 00:56:01.340 |
It's like, okay, there is one freaking flight 00:56:05.060 |
And they're like, oh, but my friend just took it. 00:56:10.620 |
- But I did play around on this site for a little bit. 00:56:12.740 |
And I was like, oh, this is a tool I would like. 00:56:14.580 |
I can look at a routing map filter for where does it go? 00:56:18.780 |
If anyone uses it- - Yeah, I'm looking at it now. 00:56:21.140 |
The one thing that I would caution with looking at this, 00:56:33.980 |
but is not going to be good for using your points. 00:56:46.140 |
where you can just be like, just show me Star Alliance 00:56:49.740 |
- Yeah, I guess Google Flights just does all this also. 00:56:52.620 |
I don't know why I was looking for a new tool. 00:56:54.020 |
It's just sometimes I'm like, what airlines fly here? 00:56:56.580 |
- I actually do think that the low cost carrier feature 00:56:59.180 |
is super helpful 'cause you often don't see those 00:57:06.740 |
yes, there were a couple of Alitalia flights, 00:57:09.300 |
but mostly it was going to be EasyJet or Ryanair 00:57:12.460 |
or Air Malta or things that you couldn't use points on 00:57:15.780 |
and you weren't going to find searching other consolidators, 00:57:24.140 |
- Are there any other tools in the space online 00:57:29.540 |
when they're trying to think about award travel? 00:57:35.340 |
because there are things like, I use ExpertFlyer every day, 00:57:38.340 |
but more for schedules and upgrade space potentially 00:57:46.020 |
but ExpertFlyer, like if you know that A space 00:57:52.460 |
you can pull up ExpertFlyer, you can search for it that way. 00:58:05.700 |
but it doesn't tell you the combined ability. 00:58:07.340 |
So if you are getting deeper in the rabbit hole 00:58:10.420 |
and you're really interested in those kinds of things, 00:58:12.000 |
I think you get to a point where ExpertFlyer is indispensable 00:58:16.500 |
and be like, oh my gosh, I should actually book 00:58:18.620 |
premium economy on Virgin Atlantic on this route 00:58:21.660 |
because then I'll get my extra MQMs for Delta. 00:58:27.060 |
you definitely need some of those more technical tools 00:58:35.020 |
which is just because you find award availability 00:58:48.420 |
happens to have an award flight that's reasonably priced, 00:58:51.720 |
but when combining them, it doesn't always work. 00:58:58.620 |
Sometimes I'm like, okay, I wanna get to Europe. 00:59:01.100 |
So let's not look at the ultimate destination. 00:59:03.620 |
Let's just look at like the transatlantic flights. 00:59:06.860 |
And that's like how I sometimes narrow it down. 00:59:10.240 |
So like, I wanna get from San Francisco to Athens. 00:59:16.140 |
And ideally it's not a six hour flight to the East Coast. 00:59:21.220 |
maybe there's only seven routings you could take 00:59:33.660 |
- Right, and the altogether at the end will also matter 00:59:35.980 |
based on what program you're booking through. 00:59:40.580 |
is referred to as married segment itineraries. 00:59:46.420 |
let's say it's Lufthansa 'cause they do this a lot, 00:59:54.240 |
all the way through to Athens for you or vice versa. 01:00:00.100 |
because we don't need to make inventory available 01:00:09.160 |
And it can depend because even within an alliance, 01:00:19.660 |
to their partner to have access to that space. 01:00:31.820 |
might even be able to give you a great discount 01:00:34.260 |
on that flight from San Francisco to Salt Lake, 01:00:45.860 |
- If someone's thinking, okay, I want to take a trip. 01:00:48.140 |
Is there an easy way to just get a good sense 01:00:52.020 |
It used to be years ago, there's just an award chart. 01:00:54.900 |
It's like, okay, I could go pull up the award chart 01:00:57.620 |
I remember United, it was like every domestic flight 01:01:14.380 |
what might it cost a family of four to go to Europe 01:01:16.980 |
without necessarily having to go through all the searching? 01:01:25.700 |
And I think that's actually probably a good place to look. 01:01:33.940 |
what I should be spending, that gives you a sense. 01:01:36.820 |
And Delta or United or Aeroplan may charge more 01:01:39.420 |
or less, but at least you have the right number 01:01:43.660 |
The flip side of not everybody having award charts 01:01:50.140 |
that would never have made it onto an award chart 01:01:53.820 |
I mentioned earlier Virgin Atlantic will have 01:01:57.420 |
just bargain flights from New York to London, 01:02:07.940 |
when you transfer your chase points to Virgin Atlantic, 01:02:14.700 |
but it happens often enough that I can speak to it 01:02:26.580 |
are going to cost and be able to work towards them. 01:02:28.340 |
I think that's such a key component of loyalty programs. 01:02:31.020 |
But the little bit of the crumb that you're getting there 01:02:37.020 |
especially domestically, I think where you get some prices 01:02:41.420 |
- When people listen, you're like, okay, I now get it. 01:02:43.420 |
I feel confident about how I could start to plan this trip 01:03:10.940 |
I like to encourage people to be opportunistic. 01:03:13.180 |
And there is a great signup bonus to take advantage of it. 01:03:19.460 |
that people who are doing this also have full-time jobs. 01:03:22.540 |
And so you don't necessarily want to be in a situation 01:03:26.460 |
and they're hard to manage and things like that. 01:03:27.860 |
But I think it's important to think about it. 01:03:30.100 |
And if you're planning like an extended family trip, 01:03:32.540 |
maybe you have that conversation with the extended family 01:03:34.580 |
and say, "Hey, this is the trip we want to take. 01:03:49.100 |
and to be sure that as you are getting credit cards, 01:03:57.220 |
I think this is especially important if you have a family 01:03:59.380 |
or if you're more than one person in general, 01:04:01.620 |
is, okay, it doesn't help you to have 50,000 points here 01:04:05.820 |
and 60,000 points here and 70,000 points here. 01:04:18.900 |
is don't just get the Chase Sapphire Preferred 01:04:25.740 |
look at, okay, well, where could these points move to? 01:04:29.580 |
I can also move those points to the same places 01:04:35.340 |
And just make sure you have a couple hundred thousand points 01:04:49.820 |
I always say, instead of trying to book like, 01:04:51.460 |
oh, we're two people and we have enough points 01:04:56.140 |
both be on the same itinerary with one program, 01:05:00.580 |
instead of trying to book each person separately. 01:05:11.820 |
it's totally different than when we're traveling 01:05:17.380 |
And again, are you getting points in a program? 01:05:23.700 |
Because if you have 50,000 points in United Mileage Plus 01:05:26.420 |
and your partner has 50,000 points in United Mileage Plus, 01:05:38.540 |
I know Capital One, you can share points with anyone. 01:05:42.660 |
With Chase, I think it's within your household. 01:05:51.100 |
make it incredibly difficult and costly to share points. 01:05:54.620 |
So another bump to the transferable points game 01:06:03.340 |
a few of the international carriers have programs for this, 01:06:09.900 |
The nice thing though, is that for the most part, 01:06:12.620 |
all the airlines will let you book tickets for someone else. 01:06:19.020 |
and they're like, "How do I get my Amex points?" 01:06:24.740 |
"and we'll move them to maybe your AeroPlan account 01:06:27.380 |
"and then we'll book the flights for her from your account." 01:06:30.700 |
You don't have to transfer them to other people 01:06:49.720 |
then you can transfer points from Amex to their accounts. 01:06:54.900 |
then you can transfer them to the same account. 01:06:57.180 |
- So you can't combine the membership rewards balances, 01:07:02.380 |
you could transfer them both to the same Delta account 01:07:20.100 |
It's just going to be something that needs manual approval. 01:07:22.180 |
So if you are in a situation where it's like, 01:07:24.660 |
"Oh my gosh, I know that I'm going to book this flight," 01:07:27.780 |
or you find this diamond in the rough award space 01:07:32.020 |
and you're moving all these points all around 01:07:37.420 |
before those points are cleared for you to book it, 01:07:41.300 |
I don't want to dissuade anyone from earning points. 01:07:45.300 |
- It's good to know that there can be pitfalls. 01:07:52.780 |
where it's like you can't transfer points in for 72 hours, 01:07:56.920 |
or there's some rules about how long the account 01:07:59.180 |
has to be open before you can book something. 01:08:01.220 |
So one suggestion I have is if you have Chase, 01:08:05.580 |
to go to a dozen or so Chase airline partners 01:08:08.540 |
and go open all of those mileage accounts now. 01:08:11.460 |
- I don't know if you know exactly which ones, 01:08:14.680 |
where it's much better to have had the account open 01:08:18.580 |
- Yeah, I would actually say with almost any of them, 01:08:27.980 |
to have a brand new account that was just opened 01:08:29.980 |
and now is receiving points from non-flight activity 01:08:36.580 |
Like if you're a computer, you flag that too. 01:08:45.620 |
through the airline shopping portal early on. 01:08:50.140 |
to be that like airlines are super concerned about fraud 01:08:57.060 |
Most people are not going to have these problems. 01:09:00.180 |
So you might as well season the accounts a bit. 01:09:04.400 |
where I think you can't actually do anything. 01:09:08.360 |
It's like your account has to be open for a week 01:09:11.180 |
- Yeah, and there's others where can't search award space 01:09:15.620 |
unless you have a couple of points in the account. 01:09:24.580 |
But if you have two points in there or five points 01:09:27.980 |
because you bought something through their shopping portal 01:09:41.660 |
when I try to add an airline to my Amex account 01:09:44.840 |
to transfer points out, it's like, ah, it didn't work. 01:09:49.820 |
an airline mileage account for all these airlines 01:09:59.340 |
And the thing I'm ultimately trying to help everyone avoid 01:10:11.480 |
- Now I need to wait three days for my account to be active 01:10:13.660 |
or my account was active, but now that I linked to Amex, 01:10:16.800 |
there's like some error and I have to get Amex 01:10:23.020 |
- That's actually maybe the next level of things 01:10:37.300 |
Like American Express will issue you a credit card 01:10:39.540 |
as C. Hutchins, but Flying Blue won't allow you 01:10:44.540 |
to create a Flying Blue account with C. Hutchins. 01:10:49.860 |
And so when you go to transfer the points, they won't match. 01:10:52.060 |
And so Flying Blue will send the points back. 01:10:54.420 |
And I think a lot of us with like shorter names 01:11:01.380 |
But it's like, oh, I'm just applying for this credit card. 01:11:03.220 |
I'm not thinking about using my full legal name 01:11:08.540 |
to make it a little bit more complicated for everybody. 01:11:33.460 |
At the end of the day, the best use of your points 01:11:46.620 |
or a trip that was super aspirational and lovely 01:11:49.620 |
and to just not be afraid to go ahead and book it. 01:11:54.060 |
And there are some tremendous ways to improve your life 01:11:59.460 |
If it's not perfect, then maybe the next one will be better. 01:12:01.500 |
And you learn so much going through that first process 01:12:06.580 |
But I find so many people are too intimidated 01:12:10.740 |
- And hopefully, I think people can leave this saying, 01:12:13.060 |
"Okay, I feel like I understand how the system works 01:12:17.880 |
I know of at least one tool that you guys have built 01:12:21.520 |
When do you think that actually makes sense for someone? 01:12:23.820 |
- The reason why we set a point up the way that we did 01:12:26.380 |
and why we're happy to, for certain audiences like yours, 01:12:29.900 |
give a really significant discount to use it for a month 01:12:38.140 |
clicking around and just sort of seeing what the options are. 01:12:40.360 |
And we have the instructions laid out for you 01:12:47.880 |
if you just try, maybe even take a theoretical trip, 01:12:51.100 |
one that you're not emotionally committed to yet, 01:12:53.100 |
but you've just thought about wanting to take 01:12:56.380 |
and maybe you're not actually transferring your points, 01:13:05.880 |
And just play with it and build that confidence in doing it 01:13:13.980 |
There's a lot of ways that you could maximize 01:13:17.660 |
At the end of the day, it's not that much more difficult 01:13:32.620 |
to give you all the tools that you need to be successful. 01:13:35.900 |
We're checking to make sure that it's actual flights 01:13:45.660 |
So ideally, anyone should be able to do this. 01:13:48.540 |
And I laugh because we say this, but it's true. 01:13:52.020 |
who are not the most tech-savvy group of ladies out there, 01:13:55.960 |
So I do really hope that by using the self-serve tool there 01:14:05.580 |
who has a lot of points and a lot of different accounts 01:14:10.380 |
or you're planning something that is complicated, 01:14:14.380 |
it's just too complicated and it's too intimidating. 01:14:16.780 |
We do have a team of people that can book that for you. 01:14:20.700 |
It's obviously much, much, much more expensive 01:14:24.520 |
but that is an option that's available as well. 01:14:32.240 |
If people have questions, I might even send you some. 01:14:34.500 |
But one thing I like to do before we wrap up every time 01:14:37.380 |
is you've been to a bunch of countries, more than me, 01:14:45.200 |
Like you mentioned earlier, your new focus on travel 01:14:52.060 |
and maybe something interesting they could do 01:14:59.260 |
for people who are looking for a trip to Asia. 01:15:11.540 |
because I've lived in Sicily and people go to Italy, 01:15:14.180 |
but they don't really go to Sicily to the same extent. 01:15:16.500 |
And I think if you are an independent traveler 01:15:23.600 |
that there's some really incredible experiences there, 01:15:27.620 |
where you're getting a much warmer experience 01:15:33.660 |
And it's an interesting history and archeology 01:15:45.580 |
I hope it was helpful and demystifying for people. 01:15:53.780 |
If you haven't already left a rating and a review 01:16:04.260 |
I'm chris@allthehacks.com or @hutchins on Twitter.