back to index2021-04-28_What_to_Do_When_Nothing_Is_Working_and_You_Feel_Like_the_Darkness_is_Closing_In
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Welcome to Radical Personal Finance, a show dedicated to providing you with the knowledge, 00:00:03.520 |
skills, insight, and encouragement you need to live a rich and meaningful life now while 00:00:07.960 |
building a plan for financial freedom in 10 years or less. 00:00:11.600 |
Today on the show, I would like to share with you what to do when nothing is going well. 00:00:29.760 |
You may hear a little bit of strangeness, a little bit of nasal congestion in my voice. 00:00:34.920 |
I will try to keep some sniffing and snorting off of the audio, but it's possible that a 00:00:46.880 |
I'm physically not feeling very well at the moment, and the last couple of weeks have 00:00:53.640 |
There's no catastrophe, no crisis, nothing that you need to send me any condolences about, 00:01:02.240 |
Well, it just it feels like everything is going wrong. 00:01:05.280 |
It feels like there's this black cloud everywhere that is kind of affecting everything. 00:01:11.520 |
Now obviously that's hyperbole, but that's just how it feels sometimes. 00:01:16.080 |
I've been physically sick off and on over the last couple of weeks, allergies, sometimes 00:01:25.040 |
I kind of hoped it was COVID so we could get it over. 00:01:26.960 |
As far as I know, we haven't had COVID yet, but I don't know. 00:01:30.600 |
We're going to go get a COVID test in a couple of days and see what that results have been. 00:01:35.120 |
Nothing serious, no serious symptoms, just a little bit of sickness. 00:01:40.160 |
Business I'm behind on most of my goals, behind on most of my business plans, not exactly 00:01:45.280 |
sure how to press forward, a little bit overwhelmed on a lot of different fronts right now. 00:01:55.440 |
Most things are fine on that level, but when things aren't going well, it can feel pretty 00:02:03.000 |
I tend to be a fairly emotional person, pretty in tune with my own emotions, pretty subject 00:02:10.920 |
And throughout my own short lifetime, I've had so many ups and downs that I've learned 00:02:19.240 |
And so what I want to do today is supplant some of the programming that was scheduled 00:02:24.400 |
and just talk to you about some of the things that I personally do when things aren't going 00:02:30.600 |
And I hope that these ideas may be useful to you because I've been here before. 00:02:38.040 |
It's a fairly regular occurrence in my lifetime. 00:02:39.800 |
And I thought you might appreciate a few ideas that would be helpful. 00:02:45.280 |
So I want to talk about your mind, your mental state. 00:02:50.480 |
I want to talk about kind of some of the things that I do when things aren't going very well 00:02:54.840 |
in hopes that these tools will be helpful for you. 00:02:58.560 |
The first thing I would comment on, if you're someone who regularly experiences down days, 00:03:03.600 |
difficulties, times when you're just frustrated, when you're struggling, when things aren't 00:03:07.520 |
working, when the blackness is closing in, first thing that I always think of is I've 00:03:15.240 |
And as I get older, more and more, this is something that brings me a significant amount 00:03:23.560 |
Now if you're listening to me and you're 16 years old and you're facing your first kind 00:03:26.600 |
of minor life catastrophe where it feels like nothing is going well, even though it should 00:03:36.640 |
But for me, I've gained tremendous comfort in the fact that I have been here before. 00:03:41.520 |
No matter what the problem is, at this point in time, I've experienced so many problems, 00:03:45.240 |
so many trials, so many hardships, so many setbacks in my life that I am getting increasingly 00:03:50.600 |
comfortable with those problems and those trials and those setbacks. 00:03:55.800 |
I personally try not to talk much about them publicly just because I don't think anybody 00:04:00.840 |
I don't care to hear much about any other people's problems and so I don't share many 00:04:06.760 |
But I wanted to do it today just to tell you, if you think that this is some kind of strange 00:04:10.720 |
thing, if you think that other people don't go through difficult times, you're wrong. 00:04:15.440 |
And so I gain a tremendous amount of comfort of recognizing that I've been here before. 00:04:20.960 |
And because I've been here before, I've developed some of the techniques and the tactics that 00:04:24.800 |
I'm going to share with you in today's show that helped me to get through them, to help 00:04:30.880 |
I think of myself kind of like Tom Brady in the sense that there's a big difference between 00:04:40.160 |
a rookie for whom everything has always gone well versus a seasoned professional who has 00:04:47.080 |
had to pull it out from deep, from the deep end, right? 00:04:52.280 |
When you're way, way down in a game and yet you still stay focused and calm and you deliver 00:04:58.160 |
I am amazed at athletes who are skilled at that. 00:05:02.480 |
Having never been a competitive athlete in that sense, I would be all nerves. 00:05:07.680 |
You're down by 20 points at halftime and you're up against the team with the best defense 00:05:11.840 |
in the world and yet the professionals so many times just come out and they keep pressing 00:05:18.120 |
They keep pressing forward, play by play, moment by moment, and they put points on the 00:05:27.200 |
And so one of the things that I have learned in my life is to be more confident in myself. 00:05:33.080 |
And the fact is that I have never not had periods of difficulty. 00:05:41.000 |
But what I have done is I have been able to continue pressing forward. 00:05:44.760 |
And so I begin with trying to get my mindset right. 00:05:56.440 |
And then the next thing is this too shall pass. 00:05:59.760 |
One of my personal mottos is this too shall pass. 00:06:03.280 |
No matter what it is, no matter how difficult it is, no matter how bad it is, this too shall 00:06:11.760 |
When I'm experiencing the heights of euphoria, I try to remind myself this too shall pass. 00:06:20.320 |
And then when I'm in the pits of despair, then I just remind myself this too shall pass. 00:06:27.120 |
And I know it's going to pass, especially because it's passed before. 00:06:29.960 |
If it's your first time, I promise you, this too shall pass. 00:06:34.440 |
I try to pay a lot of attention to my mindset and to some basic core principles that I firmly 00:06:43.400 |
And those principles and those mindsets help, especially during the difficult times. 00:06:50.220 |
They help during normal times, but they help a lot more during difficult times because 00:06:55.700 |
they give you something that you can think about. 00:06:58.200 |
And so I have a set of them, many of them, that are very comforting to me when I face 00:07:09.280 |
From the big macro ideas based on my philosophical worldview to just the micro day-to-day experience. 00:07:18.640 |
I'll give you a few examples of things that help me. 00:07:21.520 |
Whenever I'm going through something tough, I always just recognize that I'm probably 00:07:25.760 |
going to laugh about this later and I'm going to tell stories about this down the road. 00:07:30.000 |
I've been over the years in so many uncomfortable situations, right? 00:07:37.400 |
We had some house issues with no water and some other frustrating things, none of which 00:07:44.320 |
But when compounded over everything else, it's just frustrating to deal with that. 00:07:48.720 |
And one of the things that I remind myself is I'm going to laugh about this later and 00:07:53.520 |
this awful, difficult, terrible, hard experience is going to give me a fun story down the road. 00:07:59.960 |
So if I'm going to tell a fun story about this down the road, then why don't I go ahead 00:08:03.720 |
and embrace it right now and say, "This sucks, but that's all right. 00:08:07.560 |
I'm going to tell a story about this down the road, so let me embrace the suck and press 00:08:13.280 |
Maybe you're on a camping trip and your tent is pouring in ice cold rain and you're completely 00:08:18.360 |
soaked, you're completely miserable, and there's nothing you can do about it except huddle 00:08:21.840 |
up and just try to make it through the night. 00:08:23.760 |
Well, that's a story that you're going to be telling for the next few decades. 00:08:29.240 |
When I was younger, I heard my parents took my older siblings camping in some disastrous 00:08:36.880 |
And I heard about it my entire lifetime, about this one time at such and such a campground 00:08:42.880 |
It was a terrible experience and yet it gave a good fodder for a story. 00:08:46.280 |
So something simple and silly like that, to me, helps to brighten my mood a little bit 00:08:50.200 |
and say, "This really sucks and yet I'm going to laugh about this down the road. 00:08:54.120 |
This is going to be the story that I tell about lying on the cold ground and just completely 00:08:58.440 |
freezing and being totally miserable and hungry, blah, blah, blah. 00:09:02.120 |
And that was when I hit my low and we're going to laugh about it down the road." 00:09:09.000 |
I think on a more macro scale, when you look at life and you have a little bit of experience, 00:09:13.920 |
you recognize that the times that you learn the most in your life are the trial times, 00:09:19.120 |
And so with a little bit of age, you start to recognize that trials are actually extraordinarily 00:09:24.640 |
valuable and I'm going to appreciate this trial when it's over. 00:09:28.240 |
I'm going to appreciate this difficult thing when it's over. 00:09:36.440 |
I know that for me, my empathy over the years has grown as I have gone through difficult 00:09:43.160 |
I remember the first time that my back got messed up. 00:09:46.240 |
I was always pretty healthy, always had a strong back. 00:09:48.680 |
One time, I was in my mid-20s and I wasn't doing anything strenuous, but all of a sudden 00:09:55.960 |
And for the first time in my life, I experienced severe back pain and was sitting down doing 00:10:02.640 |
as little as possible for a couple of days until it recovered. 00:10:09.500 |
But since that day, I have always had more empathy for people with back pain and I've 00:10:17.080 |
Even right now as I'm struggling to work in the face of dumb allergies and not feeling 00:10:22.120 |
well, I appreciate the good health that I have most of the time. 00:10:26.760 |
Whenever I'm sick, I recognize how much of my own personal ability and my own personal 00:10:30.900 |
success is due to simply having won the genetic lottery of just having good health. 00:10:36.680 |
And it builds my empathy and appreciation for the difficulties that so many other people 00:10:43.180 |
And so it's fairly simple, but it's effective to recognize that when this trial is over, 00:10:54.520 |
But even if you go to its most fundamental foundation, for example, in my personal worldview, 00:11:00.600 |
I personally believe that the universe, to use the parlance of the day, the universe 00:11:10.000 |
I use God, but I believe that God is conspiring for my good and he has promised to work all 00:11:15.880 |
things together in my life for good because I love him and I'm called according to his 00:11:24.200 |
So one of the very useful things that I find so helpful in the Christian faith is simply 00:11:30.160 |
the idea that you have an all-powerful, all-knowing God of the universe who controls all things 00:11:42.600 |
He knows my name and he is conspiring for my good. 00:11:47.680 |
He is sovereignly arranging all of the circumstances in my life for my own good. 00:11:54.440 |
And with his perfect middle knowledge, he has chosen the circumstances into which I 00:12:06.000 |
And so, whatever those circumstances look like, if on the outside they look like blessings 00:12:10.520 |
and abundance or if they look like scarcity and deprivation, pain or joy, I can be confident 00:12:18.800 |
that these are the circumstances that God has chosen for me and thus I can embrace them 00:12:26.920 |
To me, that is one of the most powerful ideas in the history of the universe. 00:12:32.080 |
If you genuinely believe that based upon good arguments, evidence, being persuaded of the 00:12:37.080 |
truth of that statement, it gives you a foundation that you can press forward and face anything 00:12:50.240 |
I find that just a place to rest and no matter how tragic or no matter how uncredible the 00:12:57.080 |
circumstances are, I can simply rest and I can keep pressing forward seeking to honor 00:13:04.840 |
God in my daily activities and in the way that I handle the circumstances that come 00:13:10.720 |
There are more useful little things that I tell myself. 00:13:13.840 |
For example, most of my personal issues are usually short-lived, usually a few weeks maximum. 00:13:21.440 |
I'll go through a few difficult weeks at a time, then I'll kind of be back on the upswing. 00:13:25.960 |
And I often just remind myself, "Listen, Joshua, you don't have to get every day right. 00:13:36.920 |
You just need to get some or most days right, depending on what we're talking about with 00:13:50.520 |
But if you can get most days right, you can have tremendous results. 00:13:55.560 |
Every workout doesn't have to be the greatest workout. 00:13:58.240 |
But if you can show up to the gym and most of your workouts are pretty decent, you can 00:14:04.040 |
Every investment doesn't have to be a complete winner. 00:14:08.620 |
But if you can get most of your investments mostly right, things are going to work out 00:14:16.340 |
You just have to get most days right, and I can do that. 00:14:19.520 |
Even if I get 20% or 30% or 40% of my days are just simply no good for whatever reason, 00:14:29.680 |
I can still experience tremendous success with the other 50% or 70% or 90%. 00:14:38.840 |
Some of the world's greatest sports athletes, the world's greatest baseball players strike 00:14:47.880 |
The world's greatest businessmen go bankrupt regularly. 00:14:54.240 |
And so reminding myself of those things and kind of taking the pressure off I've always 00:15:00.920 |
I do my best whenever possible to try to get my body right. 00:15:05.360 |
I think that our body makes a big difference in obviously the way that we experience life. 00:15:14.280 |
If everything is going poorly and I can only do one thing, I do my best to get my sleep 00:15:19.260 |
Make sure I go to bed on time, do my best to get a good night's sleep, wake up on time 00:15:25.000 |
Because being well rested makes a tremendous difference in your ability to fight, to fight 00:15:31.480 |
And so I work really hard to just get my sleep on time. 00:15:34.240 |
And the big decision there is simply, for me anyway, some people struggle with insomnia, 00:15:40.120 |
But the big difference there is just simply going to bed. 00:15:43.960 |
Turning off the screens, turning off the input and going to bed on time. 00:15:49.440 |
And if you just simply exercise the willpower to force yourself to go and lie down in bed, 00:15:57.360 |
The second thing I pay attention to is sunshine. 00:16:00.360 |
If I don't feel well, I do my best to get some sunshine and try to get some vitamin 00:16:05.920 |
D generation going, try to get a little sun on my face. 00:16:09.360 |
Does wonders for your mood when you can face sunshine. 00:16:12.760 |
So if you are facing something seasonal and it's gray and it's cloudy and whatnot, try 00:16:18.840 |
That could mean an artificial lamp, it could mean a plane ticket to Mexico, but try to 00:16:25.080 |
The third thing that I think really makes a difference is movement. 00:16:31.320 |
And a lot of times when I'm not feeling well, nothing's working, I'm sitting just staring 00:16:35.600 |
blankly at my computer, unable to produce anything useful, then going and getting some 00:16:43.480 |
For some people that's a good hard workout, right? 00:16:46.640 |
It's hard to come out of a good hard spinning class and really feel frustrated at anything, 00:16:52.600 |
It's hard to go and do a hard CrossFit workout and come out in a bad mood. 00:16:58.360 |
But at its very least, kind of low level, I just try to go for a walk. 00:17:05.240 |
And so many times just sitting there metaphorically banging my head on the desk and walk outside, 00:17:13.400 |
go for a 20 minute walk in the sunshine, come back and everything is better. 00:17:18.320 |
And so if you're struggling for some reason, try to get movement if at all possible. 00:17:25.040 |
And then the final piece I think is just simply to focus on your food and eat something that's 00:17:31.680 |
Don't eat too much, eat lightly and eat something that you know is going to make you feel good. 00:17:36.640 |
You know that if you eat a big heavy high calorie meal and drink four beers, you're 00:17:43.840 |
going to feel awful and everything's going to get worse. 00:17:47.240 |
So try to eat something that's going to make you feel good. 00:17:50.360 |
That might mean some gastronomical delight, might mean a favorite food, but I think this 00:17:57.600 |
means choosing something that's going to help you to feel better physically. 00:18:03.080 |
And so if you're not feeling well, if you're struggling, if you're in a black place mentally, 00:18:12.880 |
I guess I should add as well, stay hydrated, drink water. 00:18:17.160 |
One of the things that can often happen, people feeling tired a lot of times because they're 00:18:21.360 |
Sometimes when you don't feel well, it's because you're dehydrated and so hydrate yourself 00:18:25.960 |
Those are the things I do to get my body right. 00:18:30.600 |
Things I find helpful when I'm in a black place and nothing's working. 00:18:34.680 |
I think about my goals, I review my goals, I had to keep my goals on an app, my notes 00:18:40.200 |
So I just pull it open and I take a look and I read through and I think about, I form some 00:18:44.320 |
mental pictures of things that are exciting to me. 00:18:47.480 |
I also personally record my goals, I record audio of them. 00:18:51.200 |
I do the silly thing where I record myself speaking over a dramatic movie soundtrack 00:18:57.360 |
and so I can put that on and listen to it for a few minutes. 00:19:01.000 |
And so think about something that I'm excited about, sometimes will help me to focus me 00:19:06.760 |
To get my mind right, I try very hard to talk to people. 00:19:11.520 |
I think that one of the worst things that a lot of people can do is to isolate. 00:19:19.540 |
For example, you may be an introvert who gains energy by being alone and you would know that 00:19:26.140 |
But don't cut yourself off from those that you care about and those who care about you. 00:19:32.760 |
I often, I almost never talk to anybody about my problems unless that person has a vested 00:19:38.800 |
Talk to a coach, to an advisor, to a consultant, to a therapist, somebody who can actually 00:19:45.760 |
So I don't talk about my problems with people who can't actually help me with them. 00:19:49.960 |
But by not cutting myself off from people, it often helps me to feel better. 00:19:55.040 |
And so a lot of times I'll just walk away from the thing that are causing me trouble 00:20:08.000 |
I'm sitting here again banging my head against the desk and it's not working. 00:20:16.280 |
Let's go to the park and just do something with those that I care about. 00:20:21.000 |
And the idea here is, as you'll see in a moment when I talk about kind of fallback plans, 00:20:26.560 |
the idea is have something that you can fall back on when plan A isn't working. 00:20:38.080 |
If you're doing an activity and that activity isn't working for you, having a fallback plan 00:20:43.840 |
that's still moving you forward in some way will be very helpful for you. 00:20:52.120 |
I go out and I try to use walking as my main form of cardio exercise, but I don't enjoy 00:20:59.900 |
And so if I want to go for a walk and I find that it's raining when I want to go for a 00:21:05.400 |
walk, then I find myself frustrated because I can't get my walk in without going and walking 00:21:13.640 |
And many times in my life, I have just simply not exercised because it was raining. 00:21:24.480 |
A better plan is to have a fallback, to say, "All right, if it's raining and I don't want 00:21:30.320 |
to go and walk in the rain today, then what could I do instead of that?" 00:21:35.840 |
So if I want to walk, could I drive to the mall and walk around the mall where it's air 00:21:43.960 |
Could I go to Home Depot and walk around Home Depot and the aisles of Home Depot and get 00:21:50.960 |
Should I have a treadmill at my house that I can walk on the treadmill at my house or 00:21:57.700 |
Should I have some other piece of equipment, an indoor bicycle machine, a rowing machine, 00:22:04.040 |
Or should I go and just pay for a one-off class at the gym or a one-day pass at the 00:22:09.500 |
Having some kind of backup plan so that the choice is not either go walk in the rain, 00:22:14.760 |
which I don't want to do or do nothing, but rather, "Hey, it's raining. 00:22:18.080 |
I'll quickly go to this backup plan," improves things. 00:22:22.560 |
And so for me, I have developed over the years a few of those things that help me. 00:22:27.080 |
So for example, if I'm struggling and I'm struggling to create something, I'm struggling 00:22:31.320 |
with some business task and it's just not working and I'm frustrated and my brain isn't 00:22:35.680 |
working and everything feels black and I just want to quit, then I try to have a backup 00:22:41.920 |
activity that's going to still keep me going. 00:22:44.360 |
So one of my primary ones is I'll go and read something. 00:22:49.320 |
I'll say, "This isn't working," and ask myself, "Should I just power through?" 00:22:53.240 |
Because there are times you just power through. 00:22:55.920 |
I'm not going to just sit here and try to force myself to do this. 00:23:02.640 |
But I'll try to read something that's going to help me. 00:23:04.640 |
So I'll read a self-improvement book in a foreign language. 00:23:10.080 |
Then I feel like I'm getting something, I'm learning something, and I'm helping myself 00:23:17.360 |
I'll read a business book, give me ideas that I can apply, and also do it in a foreign language. 00:23:23.400 |
Or if that doesn't work, then I'll go ahead and say, "I don't want to study business. 00:23:29.400 |
But then, again, I'll try to read a novel in a foreign language, which is just as enjoyable, 00:23:33.840 |
but now I'm making progress on one of my language goals instead of just reading and wasting 00:23:40.240 |
Maybe for you, maybe you're a TV watcher, and your choice would be, "Well, I'm just 00:23:46.480 |
going to read instead of watching TV because it can help me expand my vocabulary. 00:23:51.000 |
It's going to be easier for me to walk away in an hour instead of being sucked into four 00:24:02.160 |
Try to watch a show that's going to make you smarter, inspire you. 00:24:05.800 |
Might choose Shark Tank instead of whatever the latest drama is. 00:24:10.920 |
Or if you're going to watch a drama, watch it in a foreign language. 00:24:14.200 |
Or if you're going to go to YouTube, browse something educational instead of something 00:24:20.280 |
And so for me, I can usually find something that has some redeeming value. 00:24:24.440 |
And while I'm walking away from this frustration, I'm walking away from this thing that's just 00:24:41.360 |
So I'm going to grab an audio book, a novel in Spanish, and I'm going to go for a walk. 00:24:53.160 |
I'm going to listen to this nice novel in a foreign language that I'm studying. 00:24:57.120 |
And now when I come back an hour later, things have brightened up a little bit and I can 00:25:04.240 |
Those are some just things that are often useful for me. 00:25:08.080 |
And then when I get to the end of the day and I look at what I have done and what I 00:25:12.880 |
haven't done, even if I spent the day reading, well, if I spent the day reading in a foreign 00:25:17.980 |
language about something that was helpful, basically it's like, well, it's like being 00:25:23.720 |
I was studying something that was going to help my career and I was building my foreign 00:25:32.280 |
When I'm in a difficult spot, I try to make sure that there's nothing going wrong except 00:25:43.600 |
And what the particular crisis that you're facing is. 00:25:46.360 |
A lot of times the crises that I undergo are just things that are frustrating to me. 00:25:53.520 |
I'm in a bad mental state and trying to figure out how to get out of it. 00:25:58.720 |
So if I can control the big things, then a little bit of time can just pass. 00:26:05.320 |
I don't want to have anything out of control. 00:26:10.560 |
I'll lose a week on my timelines, but that's okay. 00:26:14.500 |
As long as I control the money, as long as I control my relationships, as long as I don't 00:26:18.640 |
start speaking in an ugly way towards my wife or towards my children, I can have a bad workday. 00:26:25.360 |
I can have a bad evening and it's okay as long as I don't do something that I'm going 00:26:35.240 |
I'm just going to control things and recognize that time will fix this problem because time 00:26:55.840 |
Don't commit to something that I'm going to regret. 00:26:58.200 |
Just let a few days go and then come back and start again. 00:27:04.680 |
I do find that as I get older, it becomes easier because I'm less focused on the disaster 00:27:14.640 |
If I were 22 years old working a job, you expect I can't have any bad days. 00:27:18.640 |
You get a little older, you get a little money under your belt, your investments start making 00:27:22.800 |
money for you, your business starts to work and you can press forward. 00:27:27.840 |
One of the things that has often motivated me to try to do something, to build a business 00:27:32.920 |
that has something that works without my presence has been that it gives you options. 00:27:38.600 |
If you want to wake up richer tomorrow, whether you're going to have a good day or a bad 00:27:43.280 |
day, then you got to build something that's going to just work. 00:27:47.200 |
You got to build a book that's going to pay you royalties because someone buys it whether 00:27:53.400 |
You got to build a business where you have customers and staff who are going to come 00:27:56.680 |
in and go to work whether or not you go to work in that particular day. 00:28:01.200 |
More and more, the days that go by, you face a difficult day and it's not as bad as it 00:28:10.520 |
was when you didn't have that business built. 00:28:12.680 |
When you didn't have those employees working on things for you. 00:28:15.960 |
And so this has often been one of my motivations for building a business rather than simply 00:28:24.720 |
Two more comments that I hope will be helpful. 00:28:29.040 |
In order to deal with setbacks, I find it usually easiest to just change the timeline. 00:28:39.560 |
I don't know who to give credit to, but somebody famous said, "There are no unreasonable goals, 00:28:44.440 |
only unreasonable timelines or unreasonable deadlines." 00:28:50.400 |
There aren't really any unreasonable goals, only unreasonable timelines or deadlines. 00:28:57.200 |
And since you're the one who makes up the deadline in the first place, makes up the 00:29:00.340 |
timeline in the first place, you can just simply change it. 00:29:04.160 |
Now obviously you should be careful about renegotiating your deals. 00:29:08.040 |
Sometimes you buckle in, you pull an all-nighter and you get the work done on time because 00:29:15.040 |
You can just adjust it and say, "This isn't working for me. 00:29:17.440 |
I'm not going to reach this, so let me just change it and add more time." 00:29:22.240 |
And if the things that you're working on are things that are worthwhile, they're probably 00:29:26.520 |
going to be worthwhile just as worthwhile a week late or a year late as they are a week 00:29:34.860 |
If you're working to reach financial independence at 45 years old, but you get delayed by a 00:29:42.120 |
series of failures in your life and you reach it at 47, you can either focus on the fact 00:29:47.880 |
that you're a loser who missed your goal date by two years or on the fact that, "Hey, even 00:29:54.320 |
though I faced all these problems and complications, I'm financially independent at 47. 00:29:59.800 |
That's a lot earlier than a lot of people are financially independent." 00:30:03.200 |
And almost anything worthwhile, almost anything that we care about functions the same way 00:30:09.520 |
Let's say you want to learn Spanish and you think it's going to take you 600 hours to 00:30:15.520 |
And you sit down and you say a goal and you say, "I'm going to learn Spanish this year 00:30:20.040 |
because I'm going to put in 600 hours over the course of 300 days. 00:30:25.660 |
Instead of doing two hours a day, you wind up doing 1.1 hours per day. 00:30:30.480 |
Well, you're going to be off your timeline by ... Your timeline is basically going to 00:30:36.760 |
But in the grand scheme of things, if you just keep pressing forward, you're still going 00:30:43.360 |
It's just a matter of keep pressing forward little by little, day by day. 00:30:48.360 |
And if two years from now you can speak Spanish fluently, you'll be in good shape. 00:30:58.740 |
Maybe your goal is to say, "I'm going to lose a pound a day." 00:31:01.800 |
And then instead of doing that, you lose a quarter of a pound a day. 00:31:06.760 |
If you lose a quarter of a pound a day for long enough, you'll reach your goals. 00:31:10.920 |
Just change the time and recognize that the forward progress is what's important, not 00:31:18.360 |
You've made up most of these timelines, most of these goals. 00:31:21.720 |
And when they're helpful to you because they're inspiring, use them. 00:31:27.040 |
But when they're not helpful to you because they cause you to feel overwhelmed and stressed, 00:31:36.240 |
Finally, when you go through difficult periods, dark periods of your life, ask yourself, "Why 00:31:46.160 |
What caused me to face that difficult period?" 00:31:52.240 |
And you can analyze this at almost any level. 00:31:54.240 |
Right now, I'm sniffing and snorting today because I have some kind of weird allergies 00:32:01.520 |
I haven't been able to figure out what they are. 00:32:03.840 |
But they have really messed up my work week because when I'm sniffing and snorting and 00:32:07.640 |
I can't speak, I can't work effectively in creating audible content. 00:32:13.600 |
When I'm sneezing 20 times in a row, I can't think very clearly to create something useful. 00:32:20.840 |
I start to not produce shows and it just starts to mess everything up. 00:32:30.320 |
As I pause the show to sneeze eight times and then three more times, you just say, "All 00:32:54.200 |
So maybe I need to go spend more time in the desert and not be in the jungle because there's 00:32:59.760 |
some kind of weird pollen or something that's causing me to sneeze. 00:33:03.320 |
Maybe I need to go and get some kind of allergy medication. 00:33:06.600 |
Maybe I need to try to go through a series of blood tests and figure out what it is that 00:33:14.080 |
You just got to start working your way through the problems and do your best to systematically 00:33:28.400 |
Try the next one and keep on going and don't stop until you find a solution that improves 00:33:34.020 |
And just keep on going, systematically working your way through. 00:33:36.960 |
Back to one of these useful mental principles, the principle of just pressing forward, of 00:33:41.400 |
trying new things, of not ever allowing yourself to say, "Oh, I'm just a victim of the circumstances. 00:33:46.560 |
No, I got to get on top of these circumstances and control the things that I can control 00:33:51.320 |
so that I can eliminate this being sick thing," or whatever the issue is that you're facing. 00:33:58.000 |
Maybe you face a thing in your business, right? 00:34:06.720 |
We have this problem, an unhappy customer, or this thing happened. 00:34:09.280 |
Okay, well, how can I change the systems in the business? 00:34:16.180 |
How can I stop doing this thing that I don't want to do? 00:34:20.040 |
Just keep pressing forward and keep fixing things. 00:34:24.980 |
Try to come up with creative solutions and then pick a solution if you like it. 00:34:30.560 |
For me, again, one of my – I do this on my phone, but I have a note. 00:34:42.600 |
I write the problem and I say, "Here is the problem that I'm facing," and then I just 00:34:52.240 |
Write a list of one to ten, make myself write ten solutions to it. 00:34:55.600 |
Then I close the note, move on with my life, come back the next day, open it, look at it, 00:35:04.560 |
Are any of them actually good or are they all junk? 00:35:06.720 |
If they're all junk, I write the problem a different way. 00:35:09.000 |
One to ten, brainstorm ten new solutions and just keep pressing on. 00:35:13.120 |
You do that over time and you start to have fewer and fewer issues. 00:35:21.040 |
Pretty soon, you cleaned up enough messes that the times of bleakness and blackness 00:35:25.640 |
and difficulty, etc., are fewer and they're shorter and they're less often and that helps. 00:35:37.560 |
Those are some of the things that I do, that I am doing and I hope they're useful to you. 00:35:43.440 |
I always feel a little silly doing these kinds of shows because to me, most of this stuff 00:35:47.360 |
seems self-evident, but I've done this long enough to know that it's probably not self-evident 00:35:52.280 |
I hope that if you're one who faces some of the things that I face and emotional swings, 00:35:58.600 |
etc., that some of these things can be useful to you. 00:36:03.280 |
Thank you for listening to the show and I'll be back with you with more higher quality