everyone will tell you they lost money, even with a big sample set. So you say, Okay, well, not only all have my friends lost money, if I look at the news, there's, you know, the front page is saying more layoffs, bankruptcies. And that actually may be the best time to invest.

Yeah, I mean, if you invested all of your money at the bottom of the graph, that would be great. But I think we could probably talk about a little later waiting for that bottom might not actually be as good a strategy as just being invested now.