I'll identify that to something that you can almost do absolutely nothing about. It's just someone did it, used your information, committed the crime. How do you prove you didn't commit a crime, right? That's a little more difficult than someone nailing you for committing a crime. Becomes more complicated. That's why it's so important for people to be alert.
If you get a notification about something, don't assume if you know nothing about it that it's a mistake. At the same point, don't immediately jump and try to do something about it because it could be somebody committing a fraudulent act and getting you to click on the wrong link or open the wrong attachment as well.