Listen, when the stock market falls, you don't run out of the store because stocks are unsealed. You run into the burning building and you buy. And more people have done that, I think, than ever before. And I think that's a great thing, but you do wonder if it makes it so these cycles just play out differently than it didn't pass.

Yeah, and people are like, I don't want to invest because I could just wait for the next crash because they're happening so fast. Whereas I think earlier in my investing career, sure, when 2008 happened, I didn't have money to invest. But it wasn't a buying opportunity for me, but I didn't have this belief that there would be another one so soon.

I just slowly kept putting whatever I could in. And now a part of me is like, gosh, if these swings are so great, should I just be keeping every amount of savings on the sideline in cash? I just constantly time the short crashes, which just both feels like a good idea and also feels like a terrible idea at the same time.